Emirates Investment Bank PJSC (DFM:EIBANK) Net Margin %: 10.63% (As of Mar. 2026) — 64% Below Median


DFM:EIBANK Emirates Investment Bank PJSC DFM:EIBANK
29 GF Score
Price د.إ65.00
GF Value د.إ71.33
Valuation Fairly Valued
! 3 Warning Signs
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What is Emirates Investment Bank PJSC Net Margin %?

Emirates Investment Bank PJSC DFM:EIBANK 29 Net Margin % is 10.63% as of Mar. 2026, which is 64% below its 10-year median of 29.72. GuruFocus rates DFM:EIBANK with a GF Score™ of 29/100 and a GF Value™ of د.إ71.33 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Emirates Investment Bank PJSC ranks better than 71.76% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Emirates Investment Bank PJSC's Net Income for the three months ended in Mar. 2026 was د.إ5.3 Mil. Emirates Investment Bank PJSC's Revenue for the three months ended in Mar. 2026 was د.إ50.3 Mil. Therefore, Emirates Investment Bank PJSC's net margin for the quarter that ended in Mar. 2026 was 10.63%.

The historical rank and industry rank for Emirates Investment Bank PJSC's Net Margin % or its related term are showing as below:

DFM:EIBANK' s Net Margin % Range Over the Past 10 Years
Min: -51.09   Med: 29.72   Max: 58.22
Current: 33.46


DFM:EIBANK's Net Margin % is ranked better than
71.76% of 1526 companies
in the Banks industry
Industry Median: 26.97 vs DFM:EIBANK: 33.46

Emirates Investment Bank PJSC  (DFM:EIBANK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Emirates Investment Bank PJSC Net Margin % Related Terms


Emirates Investment Bank PJSC Net Margin % Historical Data

* Premium members only.

The historical data trend for Emirates Investment Bank PJSC's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Investment Bank PJSC Net Margin % Chart

Emirates Investment Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31.83 -50.92 58.22 51.58 43.98

Emirates Investment Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 50.37 49.86 46.90 26.81 10.63

DFM:EIBANK vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Emirates Investment Bank PJSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Investment Bank PJSC Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Investment Bank PJSC's Net Margin % distribution charts can be found below:

* The bar in red indicates where Emirates Investment Bank PJSC's Net Margin % falls into.


DFM:EIBANK
29GF Score
Emirates Investment Bank PJSC DFM:EIBANK
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Investment Bank PJSC Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Emirates Investment Bank PJSC's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=83.645/190.188
=43.98 %

Emirates Investment Bank PJSC's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=5.347/50.288
=10.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 10.63% mean?
Emirates Investment Bank PJSC (DFM:EIBANK) has a Net Margin % of 10.63% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Emirates Investment Bank PJSC and its competitors. This is 64% below median its historical median of 29.72. According to the industry distribution chart, Emirates Investment Bank PJSC ranks #431 out of 1526 companies in the Banks industry, placing it in the top 28.2%.
Is Emirates Investment Bank PJSC's Net Margin % too high?
Emirates Investment Bank PJSC's current Net Margin % of 10.63% is 64% below median its 10-year median of 29.72. The Banks industry median Net Margin % is 26.97. Emirates Investment Bank PJSC's value of 10.63% is 60.6% below this industry median. Based on the distribution chart, Emirates Investment Bank PJSC ranks #431 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Emirates Investment Bank PJSC has a GF Score™ of 29/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Investment Bank PJSC's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Emirates Investment Bank PJSC ranks #431 out of 1526 companies for Net Margin %. This puts Emirates Investment Bank PJSC in the upper half of its industry. The industry median Net Margin % is 26.97. Emirates Investment Bank PJSC's value of 10.63% is 60.6% below this benchmark. While the company's 10-year median is 29.72 vs. the industry median of 26.97, Emirates Investment Bank PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Investment Bank PJSC's current Net Margin % of 10.63% is 60.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Emirates Investment Bank PJSC and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Investment Bank PJSC's current Net Margin % is 10.63%, which is 64% below median its own 10-year median of 29.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Investment Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC (DFM:EIBANK) is currently considered Fairly Valued. The stock's GF Value™ is د.إ71.33, compared to a current price of د.إ65.00 — trading 8.9% below its estimated fair value. The current Net Margin % is 10.63%, which is 64% below median its 10-year median of 29.72 and 60.6% below the Banks industry median of 26.97. Emirates Investment Bank PJSC's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Emirates Investment Bank PJSC (DFM:EIBANK), the current Net Margin % is 10.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Investment Bank PJSC (DFM:EIBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Investment Bank PJSC stock appears to be undervalued. The current stock price of د.إ65.00 is trading 8.9% below its estimated GF Value™ of د.إ71.33. GuruFocus considers Emirates Investment Bank PJSC to be Fairly Valued.

Key valuation signals for DFM:EIBANK:

  • Net Margin %: 10.63% (64% below median its 10-year median of 29.72)
  • GF Value™: د.إ71.33 vs. price of د.إ65.00 (8.9% below fair value)
  • GF Score™: 29/100 with 3 warning signs
  • Industry Position: 60.6% below the Banks median (#431 of 1526)

No single metric tells the full story. See the DFM:EIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Investment Bank PJSC Business Description

Address Dubai Festival City, P.O. Box 5503, Level 15, Festival Tower, Dubai, ARE
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two operating business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment, which principally manages clients' investment portfolios, provides credit facilities, accepts deposits from corporate and individual customers, and provides advisory services on corporate finance and capital market transactions. The group generates maximum revenue from its Banking Services segment. Geographically, it mainly operates in the United Arab Emirates.
29GF Score

Get the complete analysis for DFM:EIBANK

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ65.00
Price
د.إ71.33
GF Value