Emirates Investment Bank PJSC (DFM:EIBANK) Cyclically Adjusted Book per Share: د.إ127.57 (As of Jun. 2026)

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DFM:EIBANK Emirates Investment Bank PJSC DFM:EIBANK
66 GF Score
Price د.إ56.00
GF Value د.إ69.21
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Emirates Investment Bank PJSC Cyclically Adjusted Book per Share?

Emirates Investment Bank PJSC DFM:EIBANK 66 Cyclically Adjusted Book per Share is د.إ127.57 as of Jun. 2026. GuruFocus rates DFM:EIBANK with a GF Score™ of 66/100 and a GF Value™ of د.إ69.21 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Emirates Investment Bank PJSC's adjusted book value per share for the three months ended in Jun. 2026 was د.إ147.679. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is د.إ127.57 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Emirates Investment Bank PJSC's average Cyclically Adjusted Book Growth Rate was 7.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Emirates Investment Bank PJSC was 6.60% per year. The lowest was 5.90% per year. And the median was 6.25% per year.

As of today (2026-08-15), Emirates Investment Bank PJSC's current stock price is د.إ56.00. Emirates Investment Bank PJSC's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was د.إ127.57. Emirates Investment Bank PJSC's Cyclically Adjusted PB Ratio of today is 0.44.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Emirates Investment Bank PJSC was 1.14. The lowest was 0.44. And the median was 0.77.


Emirates Investment Bank PJSC  (DFM:EIBANK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Emirates Investment Bank PJSC's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=56.00/127.57
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Emirates Investment Bank PJSC was 1.14. The lowest was 0.44. And the median was 0.77.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Emirates Investment Bank PJSC Cyclically Adjusted Book per Share Related Terms


Emirates Investment Bank PJSC Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Emirates Investment Bank PJSC's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Investment Bank PJSC Cyclically Adjusted Book per Share Chart

Emirates Investment Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 93.88 102.09 107.30 113.66 121.41

Emirates Investment Bank PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 118.19 120.36 121.41 124.98 127.57

DFM:EIBANK vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Emirates Investment Bank PJSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Investment Bank PJSC Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Investment Bank PJSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Emirates Investment Bank PJSC's Cyclically Adjusted PB Ratio falls into.


DFM:EIBANK
66GF Score
Emirates Investment Bank PJSC DFM:EIBANK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Investment Bank PJSC Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Emirates Investment Bank PJSC's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=147.679/333.9520*333.9520
=147.679

Current CPI (Jun. 2026) = 333.9520.

Emirates Investment Bank PJSC Quarterly Data

Book Value per Share CPI Adj_Book
201609 77.208 241.428 106.797
201612 77.208 241.432 106.795
201703 82.937 243.801 113.605
201706 84.724 244.955 115.506
201709 88.935 246.819 120.331
201712 89.506 246.524 121.249
201803 95.320 249.554 127.557
201806 97.800 251.989 129.611
201809 98.838 252.439 130.753
201812 99.889 251.233 132.778
201903 102.786 254.202 135.033
201906 105.771 256.143 137.901
201909 106.177 256.759 138.098
201912 104.666 256.974 136.019
202003 95.144 258.115 123.098
202006 96.097 257.797 124.485
202009 94.986 260.280 121.872
202012 96.582 260.474 123.827
202103 97.766 264.877 123.262
202106 100.190 271.696 123.147
202109 100.597 274.310 122.469
202112 102.098 278.802 122.294
202203 90.953 287.504 105.647
202206 87.333 296.311 98.427
202209 84.934 296.808 95.563
202212 90.592 296.797 101.933
202303 119.270 301.836 131.961
202306 113.956 305.109 124.729
202309 116.280 307.789 126.164
202312 121.433 306.746 132.203
202403 125.975 312.332 134.695
202406 128.586 314.175 136.680
202409 134.847 315.301 142.824
202412 134.614 315.605 142.439
202503 138.672 319.799 144.809
202506 142.428 322.561 147.458
202509 147.560 324.800 151.718
202512 148.590 324.054 153.129
202603 146.734 330.213 148.395
202606 147.679 333.952 147.679

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of د.إ127.57 mean?
Emirates Investment Bank PJSC (DFM:EIBANK) has a Cyclically Adjusted Book per Share of د.إ127.57 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Emirates Investment Bank PJSC and its competitors.
Is Emirates Investment Bank PJSC's Cyclically Adjusted Book per Share too high?
Emirates Investment Bank PJSC's current Cyclically Adjusted Book per Share is د.إ127.57. Overall, Emirates Investment Bank PJSC has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Emirates Investment Bank PJSC's Cyclically Adjusted Book per Share compare to PNC and USB?
Emirates Investment Bank PJSC's Cyclically Adjusted Book per Share of د.إ127.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Emirates Investment Bank PJSC and its competitors. Emirates Investment Bank PJSC's current Cyclically Adjusted Book per Share is د.إ127.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Investment Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC (DFM:EIBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ69.21, compared to a current price of د.إ56.00 — trading 19.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is د.إ127.57. Emirates Investment Bank PJSC's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Emirates Investment Bank PJSC (DFM:EIBANK), the current Cyclically Adjusted Book per Share is د.إ127.57 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Investment Bank PJSC (DFM:EIBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Investment Bank PJSC stock appears to be undervalued. The current stock price of د.إ56.00 is trading 19.1% below its estimated GF Value™ of د.إ69.21. GuruFocus considers Emirates Investment Bank PJSC to be Modestly Undervalued.

Key valuation signals for DFM:EIBANK:

  • Cyclically Adjusted Book per Share: د.إ127.57
  • GF Value™: د.إ69.21 vs. price of د.إ56.00 (19.1% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the DFM:EIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Investment Bank PJSC Business Description

Address Dubai Festival City, P.O. Box 5503, Level 15, Festival Tower, Dubai, ARE
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two operating business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment, which principally manages clients' investment portfolios, provides credit facilities, accepts deposits from corporate and individual customers, and provides advisory services on corporate finance and capital market transactions. The group generates maximum revenue from its Banking Services segment. Geographically, it mainly operates in the United Arab Emirates.
66GF Score

Get the complete analysis for DFM:EIBANK

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ56.00
Price
د.إ69.21
GF Value