Emirates Investment Bank PJSC (DFM:EIBANK) EV-to-OCF: -21.24 (As of Aug. 19, 2026)

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DFM:EIBANK Emirates Investment Bank PJSC DFM:EIBANK
66 GF Score
Price د.إ56.00
GF Value د.إ69.34
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Emirates Investment Bank PJSC EV-to-OCF?

Emirates Investment Bank PJSC DFM:EIBANK 66 EV-to-OCF is -21.24 as of Aug. 19, 2026. GuruFocus rates DFM:EIBANK with a GF Score™ of 66/100 and a GF Value™ of د.إ69.34 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,497 Banks companies, Emirates Investment Bank PJSC ranks better than 93.45% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Emirates Investment Bank PJSC's Enterprise Value is د.إ-470.7 Mil. Emirates Investment Bank PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ22.2 Mil. Therefore, Emirates Investment Bank PJSC's EV-to-OCF for today is -21.24.

The historical rank and industry rank for Emirates Investment Bank PJSC's EV-to-OCF or its related term are showing as below:

DFM:EIBANK' s EV-to-OCF Range Over the Past 10 Years
Min: -21.58   Med: 0.43   Max: 20.05
Current: -21.24

During the past 13 years, the highest EV-to-OCF of Emirates Investment Bank PJSC was 20.05. The lowest was -21.58. And the median was 0.43.

DFM:EIBANK's EV-to-OCF is ranked better than
93.45% of 1497 companies
in the Banks industry
Industry Median: 3.9 vs DFM:EIBANK: -21.24

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-19), Emirates Investment Bank PJSC's stock price is د.إ56.00. Emirates Investment Bank PJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ4.540. Therefore, Emirates Investment Bank PJSC's PE Ratio (TTM) for today is 12.33.


Emirates Investment Bank PJSC  (DFM:EIBANK) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Emirates Investment Bank PJSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=56.00/4.540
=12.33

Emirates Investment Bank PJSC's share price for today is د.إ56.00.
Emirates Investment Bank PJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ4.540.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Emirates Investment Bank PJSC EV-to-OCF Related Terms


Emirates Investment Bank PJSC EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Emirates Investment Bank PJSC's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Investment Bank PJSC EV-to-OCF Chart

Emirates Investment Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.85 -1.59 0.55 -0.76 3.19

Emirates Investment Bank PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.09 -5.26 3.19 -4.77 -18.99

DFM:EIBANK vs PNC, USB: EV-to-OCF Comparison

For the Banks - Regional subindustry, Emirates Investment Bank PJSC's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Investment Bank PJSC EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Emirates Investment Bank PJSC's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Emirates Investment Bank PJSC's EV-to-OCF falls into.


DFM:EIBANK
66GF Score
Emirates Investment Bank PJSC DFM:EIBANK
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Investment Bank PJSC EV-to-OCF Calculation

Emirates Investment Bank PJSC's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-470.657/22.156
=-21.24

Emirates Investment Bank PJSC's current Enterprise Value is د.إ-470.7 Mil.
Emirates Investment Bank PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ22.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -21.24 mean?
Emirates Investment Bank PJSC (DFM:EIBANK) has a EV-to-OCF of -21.24 as of Aug. 19, 2026. According to the industry distribution chart, Emirates Investment Bank PJSC ranks #98 out of 1497 companies in the Banks industry, placing it in the top 6.5%.
Is Emirates Investment Bank PJSC's EV-to-OCF too high?
Emirates Investment Bank PJSC's current EV-to-OCF is -21.24. Based on the distribution chart, Emirates Investment Bank PJSC ranks #98 out of 1497 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates Investment Bank PJSC has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Emirates Investment Bank PJSC's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Emirates Investment Bank PJSC ranks #98 out of 1497 companies for EV-to-OCF. This places Emirates Investment Bank PJSC in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.90, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Investment Bank PJSC's current EV-to-OCF is -21.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Investment Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC (DFM:EIBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ69.34, compared to a current price of د.إ56.00 — trading 19.2% below its estimated fair value. The current EV-to-OCF is -21.24. Emirates Investment Bank PJSC's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Emirates Investment Bank PJSC (DFM:EIBANK), the current EV-to-OCF is -21.24 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Investment Bank PJSC (DFM:EIBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Investment Bank PJSC stock appears to be undervalued. The current stock price of د.إ56.00 is trading 19.2% below its estimated GF Value™ of د.إ69.34. GuruFocus considers Emirates Investment Bank PJSC to be Modestly Undervalued.

Key valuation signals for DFM:EIBANK:

  • EV-to-OCF: -21.24
  • GF Value™: د.إ69.34 vs. price of د.إ56.00 (19.2% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the DFM:EIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Investment Bank PJSC Business Description

Address Dubai Festival City, P.O. Box 5503, Level 15, Festival Tower, Dubai, ARE
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two operating business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment, which principally manages clients' investment portfolios, provides credit facilities, accepts deposits from corporate and individual customers, and provides advisory services on corporate finance and capital market transactions. The group generates maximum revenue from its Banking Services segment. Geographically, it mainly operates in the United Arab Emirates.
66GF Score

Get the complete analysis for DFM:EIBANK

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ56.00
Price
د.إ69.34
GF Value