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Emirates Investment Bank PJSCDFM:EIBANK 67 Equity-to-Asset is 0.33 as of Jun. 2026, which is 94% above its 10-year median of 0.17. GuruFocus rates DFM:EIBANK with a GF Score™ of 67/100 and a GF Value™ of د.إ69.60 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,522 Banks companies, Emirates Investment Bank PJSC ranks better than 96.85% on this metric.
Emirates Investment Bank PJSC (DFM:EIBANK) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Emirates Investment Bank PJSC Equity-to-Asset Related Terms
Emirates Investment Bank PJSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Investment Bank PJSC Equity-to-Asset Chart
DFM:EIBANK vs PNC, USB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Emirates Investment Bank PJSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Investment Bank PJSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Emirates Investment Bank PJSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Emirates Investment Bank PJSC's Equity-to-Asset falls into.
Emirates Investment Bank PJSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Investment Bank PJSC (DFM:EIBANK) has a Equity-to-Asset of 0.33 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Emirates Investment Bank PJSC and its competitors. This is 94% above median its historical median of 0.17. Over the past decade, Emirates Investment Bank PJSC's Equity-to-Asset has ranged from 0.08 to 0.33. According to the industry distribution chart, Emirates Investment Bank PJSC ranks #48 out of 1522 companies in the Banks industry, placing it in the top 3.2%.
Is Emirates Investment Bank PJSC's Equity-to-Asset too high?
Emirates Investment Bank PJSC's current Equity-to-Asset of 0.33 is 94% above median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.33. The Banks industry median Equity-to-Asset is 0.10. Emirates Investment Bank PJSC's value of 0.33 is 230% above this industry median. Based on the distribution chart, Emirates Investment Bank PJSC ranks #48 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates Investment Bank PJSC has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Emirates Investment Bank PJSC's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Emirates Investment Bank PJSC ranks #48 out of 1522 companies for Equity-to-Asset. This places Emirates Investment Bank PJSC in the top 3% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Emirates Investment Bank PJSC's value of 0.33 is 230% above this benchmark. Historically, Emirates Investment Bank PJSC's own Equity-to-Asset has ranged from 0.08 to 0.33 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.10, Emirates Investment Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Investment Bank PJSC's current Equity-to-Asset of 0.33 is 230% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Emirates Investment Bank PJSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Investment Bank PJSC's current Equity-to-Asset is 0.33, which is 94% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Investment Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC (DFM:EIBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ69.60, compared to a current price of د.إ56.00 — trading 19.5% below its estimated fair value. The current Equity-to-Asset is 0.33, which is 94% above median its 10-year median of 0.17 and 230% above the Banks industry median of 0.10. Emirates Investment Bank PJSC's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Emirates Investment Bank PJSC (DFM:EIBANK), the current Equity-to-Asset is 0.33 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Investment Bank PJSC (DFM:EIBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC stock appears to be undervalued.
The current stock price of د.إ56.00 is trading 19.5% below its estimated GF Value™ of د.إ69.60.
GuruFocus considers Emirates Investment Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:EIBANK:
Equity-to-Asset: 0.33 (94% above median its 10-year median of 0.17)
GF Value™: د.إ69.60 vs. price of د.إ56.00 (19.5% below fair value)
Industry Position: 230% above the Banks median (#48 of 1522)
No single metric tells the full story. See the DFM:EIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two operating business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment, which principally manages clients' investment portfolios, provides credit facilities, accepts deposits from corporate and individual customers, and provides advisory services on corporate finance and capital market transactions. The group generates maximum revenue from its Banking Services segment. Geographically, it mainly operates in the United Arab Emirates.
67GF Score
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