Emirates Investment Bank PJSCDFM:EIBANK 65 Net Debt Paydown Yield % is 0.78% as of Jul. 12, 2026, which is 152% above its 10-year median of 0.31. GuruFocus rates DFM:EIBANK with a GF Score™ of 65/100 and a GF Value™ of د.إ71.76 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,421 Banks companies, Emirates Investment Bank PJSC ranks better than 62.84% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Emirates Investment Bank PJSC's Net Debt Paydown Yield % was 0.78%.
Emirates Investment Bank PJSC (DFM:EIBANK) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Investment Bank PJSC Net Debt Paydown Yield % Chart
DFM:EIBANK vs PNC, USB: Net Debt Paydown Yield % Comparison
For the Banks - Regional subindustry, Emirates Investment Bank PJSC's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Investment Bank PJSC Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Emirates Investment Bank PJSC's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Emirates Investment Bank PJSC's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 0.78% mean?
Emirates Investment Bank PJSC (DFM:EIBANK) has a Net Debt Paydown Yield % of 0.78% as of Jul. 12, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Emirates Investment Bank PJSC and its competitors. This is 152% above median its historical median of 0.31. According to the industry distribution chart, Emirates Investment Bank PJSC ranks #528 out of 1421 companies in the Banks industry, placing it in the top 37.2%.
Is Emirates Investment Bank PJSC's Net Debt Paydown Yield % too high?
Emirates Investment Bank PJSC's current Net Debt Paydown Yield % of 0.78% is 152% above median its 10-year median of 0.31. Based on the distribution chart, Emirates Investment Bank PJSC ranks #528 out of 1421 companies in the Banks industry, which is above the industry midpoint. Overall, Emirates Investment Bank PJSC has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Emirates Investment Bank PJSC's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Emirates Investment Bank PJSC ranks #528 out of 1421 companies for Net Debt Paydown Yield %. This puts Emirates Investment Bank PJSC in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Emirates Investment Bank PJSC and its competitors. Emirates Investment Bank PJSC's current Net Debt Paydown Yield % is 0.78%, which is 152% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Investment Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC (DFM:EIBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ71.76, compared to a current price of د.إ61.75 — trading 13.9% below its estimated fair value. The current Net Debt Paydown Yield % is 0.78%, which is 152% above median its 10-year median of 0.31. Emirates Investment Bank PJSC's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Emirates Investment Bank PJSC (DFM:EIBANK), the current Net Debt Paydown Yield % is 0.78% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Investment Bank PJSC (DFM:EIBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC stock appears to be undervalued.
The current stock price of د.إ61.75 is trading 13.9% below its estimated GF Value™ of د.إ71.76.
GuruFocus considers Emirates Investment Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:EIBANK:
Net Debt Paydown Yield %: 0.78% (152% above median its 10-year median of 0.31)
GF Value™: د.إ71.76 vs. price of د.إ61.75 (13.9% below fair value)
No single metric tells the full story. See the DFM:EIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Investment Bank PJSC Business Description
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two operating business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment, which principally manages clients' investment portfolios, provides credit facilities, accepts deposits from corporate and individual customers, and provides advisory services on corporate finance and capital market transactions. The group generates maximum revenue from its Banking Services segment. Geographically, it mainly operates in the United Arab Emirates.
65GF Score
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