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Emirates Investment Bank PJSC (DFM:EIBANK) Return-on-Tangible-Asset : 2.09% (As of Mar. 2025)


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What is Emirates Investment Bank PJSC Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Emirates Investment Bank PJSC's annualized Net Income for the quarter that ended in Mar. 2025 was د.إ101.6 Mil. Emirates Investment Bank PJSC's average total tangible assets for the quarter that ended in Mar. 2025 was د.إ4,854.2 Mil. Therefore, Emirates Investment Bank PJSC's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 was 2.09%.

The historical rank and industry rank for Emirates Investment Bank PJSC's Return-on-Tangible-Asset or its related term are showing as below:

DFM:EIBANK' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.05   Med: 0.82   Max: 2.55
Current: 2.05

During the past 13 years, Emirates Investment Bank PJSC's highest Return-on-Tangible-Asset was 2.55%. The lowest was -1.05%. And the median was 0.82%.

DFM:EIBANK's Return-on-Tangible-Asset is ranked better than
87.6% of 1589 companies
in the Banks industry
Industry Median: 0.89 vs DFM:EIBANK: 2.05

Emirates Investment Bank PJSC Return-on-Tangible-Asset Historical Data

The historical data trend for Emirates Investment Bank PJSC's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Emirates Investment Bank PJSC Return-on-Tangible-Asset Chart

Emirates Investment Bank PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.05 1.14 -0.70 2.55 2.25

Emirates Investment Bank PJSC Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.51 2.26 1.85 1.96 2.09

Competitive Comparison of Emirates Investment Bank PJSC's Return-on-Tangible-Asset

For the Banks - Regional subindustry, Emirates Investment Bank PJSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Investment Bank PJSC's Return-on-Tangible-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Emirates Investment Bank PJSC's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Emirates Investment Bank PJSC's Return-on-Tangible-Asset falls into.


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Emirates Investment Bank PJSC Return-on-Tangible-Asset Calculation

Emirates Investment Bank PJSC's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=108.713/( (4539.563+5117.384)/ 2 )
=108.713/4828.4735
=2.25 %

Emirates Investment Bank PJSC's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=101.632/( (5117.384+4591.035)/ 2 )
=101.632/4854.2095
=2.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2025) net income data.


Emirates Investment Bank PJSC  (DFM:EIBANK) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Emirates Investment Bank PJSC Return-on-Tangible-Asset Related Terms

Thank you for viewing the detailed overview of Emirates Investment Bank PJSC's Return-on-Tangible-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Emirates Investment Bank PJSC Business Description

Traded in Other Exchanges
N/A
Address
Level 15, Festival Tower, P.O. Box 5503, Dubai Festival City, Dubai, ARE
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment principally manages clients' investment portfolios, provides credit facilities, and accepts deposits from corporate and individual customers and provides advisory services on corporate finance and capital market transactions. The firm derives the majority of its revenue from the United Arab Emirates.

Emirates Investment Bank PJSC Headlines

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