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EFSI (Eagle Financial Services) E10 : $3.22 (As of Mar. 2025)


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What is Eagle Financial Services E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Eagle Financial Services's adjusted earnings per share data for the three months ended in Mar. 2025 was $-1.530. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.22 for the trailing ten years ended in Mar. 2025.

During the past 3 years, the average E10 Growth Rate was 7.70% per year. During the past 5 years, the average E10 Growth Rate was 9.70% per year. During the past 10 years, the average E10 Growth Rate was 8.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Eagle Financial Services was 12.40% per year. The lowest was 2.90% per year. And the median was 7.85% per year.

As of today (2025-07-24), Eagle Financial Services's current stock price is $33.82. Eagle Financial Services's E10 for the quarter that ended in Mar. 2025 was $3.22. Eagle Financial Services's Shiller PE Ratio of today is 10.50.

During the past 13 years, the highest Shiller PE Ratio of Eagle Financial Services was 20.51. The lowest was 8.79. And the median was 13.16.


Eagle Financial Services E10 Historical Data

The historical data trend for Eagle Financial Services's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Eagle Financial Services E10 Chart

Eagle Financial Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.37 2.71 3.05 3.14 3.39

Eagle Financial Services Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.22 3.25 3.30 3.39 3.22

Competitive Comparison of Eagle Financial Services's E10

For the Banks - Regional subindustry, Eagle Financial Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Financial Services's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Eagle Financial Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Eagle Financial Services's Shiller PE Ratio falls into.


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Eagle Financial Services E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Eagle Financial Services's adjusted earnings per share data for the three months ended in Mar. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=-1.53/134.9266*134.9266
=-1.530

Current CPI (Mar. 2025) = 134.9266.

Eagle Financial Services Quarterly Data

per share eps CPI Adj_EPS
201506 0.230 100.684 0.308
201509 0.940 100.392 1.263
201512 0.380 99.792 0.514
201603 0.430 100.470 0.577
201606 0.460 101.688 0.610
201609 0.400 101.861 0.530
201612 0.520 101.863 0.689
201703 0.590 102.862 0.774
201706 0.580 103.349 0.757
201709 0.580 104.136 0.751
201712 0.490 104.011 0.636
201803 0.730 105.290 0.935
201806 0.730 106.317 0.926
201809 0.540 106.507 0.684
201812 0.600 105.998 0.764
201903 0.740 107.251 0.931
201906 0.620 108.070 0.774
201909 0.650 108.329 0.810
201912 0.830 108.420 1.033
202003 0.710 108.902 0.880
202006 0.830 108.767 1.030
202009 0.990 109.815 1.216
202012 0.740 109.897 0.909
202103 0.840 111.754 1.014
202106 0.870 114.631 1.024
202109 0.830 115.734 0.968
202112 0.660 117.630 0.757
202203 0.940 121.301 1.046
202206 1.140 125.017 1.230
202209 1.170 125.227 1.261
202212 0.920 125.222 0.991
202303 0.730 127.348 0.773
202306 0.580 128.729 0.608
202309 0.660 129.860 0.686
202312 0.680 129.419 0.709
202403 0.716 131.776 0.733
202406 0.890 132.554 0.906
202409 0.970 133.029 0.984
202412 1.740 133.157 1.763
202503 -1.530 134.927 -1.530

Add all the adjusted EPS together and divide 10 will get our e10.


Eagle Financial Services  (NAS:EFSI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Eagle Financial Services's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=33.82/3.22
=10.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Eagle Financial Services was 20.51. The lowest was 8.79. And the median was 13.16.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Eagle Financial Services E10 Related Terms

Thank you for viewing the detailed overview of Eagle Financial Services's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Eagle Financial Services Business Description

Traded in Other Exchanges
N/A
Address
2 East Main Street, P.O. Box 391, Berryville, VA, USA, 22611
Eagle Financial Services Inc is a locally owned and managed financial institution. It offers retail and commercial banking services, including demand, savings and time deposits and consumer, mortgage, and commercial loans. It also offers telephone banking, internet banking, and mobile banking to its customers. The Company has three reportable operating segments, Community Banking, Marine Lending and Wealth Management. It generates a majority of its revenue from the Community Banking segment.
Executives
Scott M Hamberger director PO BOX 391, BERRYVILLE VA 22611
Marianne Schmidt officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
John R Milleson director, officer: EXECUTIVE OFFICER
Edward Iii Hill director PO BOX 391, BERRYVILLE VA 22611
Tatiana C Matthews director PO BOX 391, BERRYVILLE VA 22611
Kathleen S Croson officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Debra L Purrington officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Aaron M Poffinberger officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Joseph T Zmitrovich officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Kaley Ann Crosen officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Kathleen J Chappell officer: EXECUTIVE OFFICER 111 WEST WASHINGTON STREET, MIDDLEBURG VA 22117
George James S Ii officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Brandon Craig Lorey director, officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Todd A Braithwaite officer: EXECUTIVE OFFICER PO BOX 391, BERRYVILLE VA 22611
Cary R Claytor director PO BOX 391, BERRYVILLE VA 22611