Eagle Bancorp (FRA:2ZI) EV-to-FCF: -46.50 (As of Jul. 04, 2026)


FRA:2ZI Eagle Bancorp Inc FRA:2ZI
59 GF Score
Price €23.80
GF Value €18.13
! 5 Warning Signs
View Full Analysis

What is Eagle Bancorp EV-to-FCF?

Eagle Bancorp FRA:2ZI +4.39% 59 EV-to-FCF is -46.50 as of Jul. 04, 2026. GuruFocus rates FRA:2ZI with a GF Score™ of 59/100 and a GF Value™ of €18.13. The stock has 5 warning signs investors should review. Among 1,193 Banks companies, Eagle Bancorp ranks worse than 83822.21% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Eagle Bancorp's Enterprise Value is €329.6 Mil. Eagle Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €-7.1 Mil. Therefore, Eagle Bancorp's EV-to-FCF for today is -46.50.

The historical rank and industry rank for Eagle Bancorp's EV-to-FCF or its related term are showing as below:

FRA:2ZI' s EV-to-FCF Range Over the Past 10 Years
Min: -52.66   Med: 8.81   Max: 29.71
Current: -46.63

During the past 13 years, the highest EV-to-FCF of Eagle Bancorp was 29.71. The lowest was -52.66. And the median was 8.81.

FRA:2ZI's EV-to-FCF is ranked worse than
100% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs FRA:2ZI: -46.63

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-04), Eagle Bancorp's stock price is €23.80. Eagle Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €-3.538. Therefore, Eagle Bancorp's PE Ratio (TTM) for today is At Loss.


Eagle Bancorp  (FRA:2ZI) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Eagle Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=23.80/-3.538
=At Loss

Eagle Bancorp's share price for today is €23.80.
Eagle Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-3.538.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Eagle Bancorp EV-to-FCF Related Terms


Eagle Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Eagle Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagle Bancorp EV-to-FCF Chart

Eagle Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.47 11.30 8.06 6.02 3.19

Eagle Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.47 6.35 -3.11 3.19 -36.26

FRA:2ZI vs MPB, FMNB, GSBC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Eagle Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagle Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Eagle Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Eagle Bancorp's EV-to-FCF falls into.


FRA:2ZI
59GF Score
Eagle Bancorp Inc FRA:2ZI
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Eagle Bancorp EV-to-FCF Calculation

Eagle Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=329.565/-7.087
=-46.50

Eagle Bancorp's current Enterprise Value is €329.6 Mil.
Eagle Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-7.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -46.50 mean?
Eagle Bancorp (FRA:2ZI) has a EV-to-FCF of -46.50 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Eagle Bancorp and its competitors. According to the industry distribution chart, Eagle Bancorp ranks #999999 out of 1193 companies in the Banks industry.
Is Eagle Bancorp's EV-to-FCF too high?
Eagle Bancorp's current EV-to-FCF is -46.50. Based on the distribution chart, Eagle Bancorp ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Eagle Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's EV-to-FCF compare to MPB and FMNB?
According to the Banks industry distribution chart, Eagle Bancorp ranks #999999 out of 1193 companies for EV-to-FCF. This places Eagle Bancorp in the lower half of its industry. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Eagle Bancorp and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp's current EV-to-FCF is -46.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current EV-to-FCF of -46.50. The stock's GF Value™ is €18.13, compared to a current price of €23.80 — trading 31.3% above its estimated fair value. The current EV-to-FCF is -46.50. Eagle Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current EV-to-FCF is -46.50 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?

Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued. The current stock price of €23.80 is trading 31.3% above its estimated GF Value™ of €18.13.

Key valuation signals for FRA:2ZI:

  • EV-to-FCF: -46.50
  • GF Value™: €18.13 vs. price of €23.80 (31.3% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagle Bancorp Business Description

Other Exchanges EGBN:USA
Address 7500 Old Georgetown Road, 15th Floor, Bethesda, MD, USA, 20814
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
59GF Score

Get the complete analysis for FRA:2ZI

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€23.80
Price
€18.13
GF Value