GL (Globe Life) E10: $10.65 (As of Mar. 2026)


GL Globe Life Inc GL
85 GF Score
Price $179.31
GF Value $149.69
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Globe Life E10?

Globe Life GL +1.65% 85 E10 is $10.65 as of Mar. 2026. GuruFocus rates GL with a GF Score™ of 85/100 and a GF Value™ of $149.69 (Modestly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Globe Life's adjusted earnings per share data for the three months ended in Mar. 2026 was $3.390. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $10.65 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Globe Life's average E10 Growth Rate was 12.60% per year. During the past 3 years, the average E10 Growth Rate was 11.00% per year. During the past 5 years, the average E10 Growth Rate was 11.60% per year. During the past 10 years, the average E10 Growth Rate was 12.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Globe Life was 16.40% per year. The lowest was 5.00% per year. And the median was 9.00% per year.

As of today (2026-06-27), Globe Life's current stock price is $179.31. Globe Life's E10 for the quarter that ended in Mar. 2026 was $10.65. Globe Life's Shiller PE Ratio of today is 16.84.

During the past 13 years, the highest Shiller PE Ratio of Globe Life was 24.78. The lowest was 6.90. And the median was 15.17.


Globe Life  (NYSE:GL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Globe Life's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=179.31/10.65
=16.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Globe Life was 24.78. The lowest was 6.90. And the median was 15.17.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Globe Life E10 Related Terms


Globe Life E10 Historical Data

* Premium members only.

The historical data trend for Globe Life's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Globe Life E10 Chart

Globe Life Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.67 7.51 8.28 9.17 10.26

Globe Life Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.46 9.72 10.10 10.26 10.65

GL vs UNM, PRI, JXN: E10 Comparison

For the Insurance - Life subindustry, Globe Life's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Globe Life Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Globe Life's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Globe Life's Shiller PE Ratio falls into.


GL
85GF Score
Globe Life Inc GL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Globe Life E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Globe Life's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.39/330.2130*330.2130
=3.390

Current CPI (Mar. 2026) = 330.2130.

Globe Life Quarterly Data

per share eps CPI Adj_EPS
201606 1.130 241.018 1.548
201609 1.250 241.428 1.710
201612 1.120 241.432 1.532
201703 1.110 243.801 1.503
201706 1.180 244.955 1.591
201709 1.290 246.819 1.726
201712 8.710 246.524 11.667
201803 1.490 249.554 1.972
201806 1.590 251.989 2.084
201809 1.550 252.439 2.028
201812 1.450 251.233 1.906
201903 1.650 254.202 2.143
201906 1.670 256.143 2.153
201909 1.820 256.759 2.341
201912 1.690 256.974 2.172
202003 1.520 258.115 1.945
202006 1.620 257.797 2.075
202009 1.760 260.280 2.233
202012 1.930 260.474 2.447
202103 1.700 264.877 2.119
202106 1.920 271.696 2.334
202109 1.840 274.310 2.215
202112 1.760 278.802 2.085
202203 2.370 287.504 2.722
202206 2.260 296.311 2.519
202209 1.940 296.808 2.158
202212 2.140 296.797 2.381
202303 2.280 301.836 2.494
202306 2.240 305.109 2.424
202309 2.680 307.789 2.875
202312 2.880 306.746 3.100
202403 2.670 312.332 2.823
202406 2.830 314.175 2.974
202409 3.440 315.301 3.603
202412 3.010 315.605 3.149
202503 3.010 319.799 3.108
202506 3.050 322.561 3.122
202509 4.730 324.800 4.809
202512 3.290 324.054 3.353
202603 3.390 330.213 3.390

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $10.65 mean?
Globe Life (GL) has a E10 of $10.65 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Globe Life and its competitors.
Is Globe Life's E10 too high?
Globe Life's current E10 is $10.65. Overall, Globe Life has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's E10 compare to UNM and PRI?
Globe Life's E10 of $10.65 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Globe Life and its competitors. Globe Life's current E10 is $10.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (GL) is currently considered Modestly Overvalued. The stock's GF Value™ is $149.69, compared to a current price of $179.31 — trading 19.8% above its estimated fair value. The current E10 is $10.65. Globe Life's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Globe Life (GL), the current E10 is $10.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Globe Life (GL) Overvalued in 2026?

Based on GuruFocus' analysis, Globe Life stock appears to be overvalued. The current stock price of $179.31 is trading 19.8% above its estimated GF Value™ of $149.69. GuruFocus considers Globe Life to be Modestly Overvalued.

Key valuation signals for GL:

  • E10: $10.65
  • GF Value™: $149.69 vs. price of $179.31 (19.8% above fair value)
  • GF Score™: 85/100 with 9 warning signs

No single metric tells the full story. See the GL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Globe Life Business Description

Other Exchanges TMJ:GermanyG1LL34:Brazil
Address 7677 Henneman Way, McKinney, TX, USA, 75070
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
85GF Score

Get the complete analysis for GL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$179.31
Price
$149.69
GF Value