GL (Globe Life) Risk Assessment


GL Globe Life Inc GL
89 GF Score
Price $178.68
GF Value $149.89
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Globe Life Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Globe Life is: Moderate Risk: Sensitive, better choose undervalued stock.

Globe Life  (NYSE:GL) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Globe Life Risk Assessment Related Terms

GL vs UNM, PRI, JXN: Risk Assessment Comparison

For the Insurance - Life subindustry, Globe Life's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Globe Life Risk Assessment vs Insurance Industry

For the Insurance industry and Financial Services sector, Globe Life's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Globe Life's Risk Assessment falls into.


GL
89GF Score
Globe Life Inc GL
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Globe Life (GL) Overvalued in 2026?

Based on GuruFocus' analysis, Globe Life stock appears to be overvalued. The current stock price of $178.68 is trading 19.2% above its estimated GF Value™ of $149.89. GuruFocus considers Globe Life to be Modestly Overvalued.

Key valuation signals for GL:

  • Risk Assessment:
  • GF Value™: $149.89 vs. price of $178.68 (19.2% above fair value)
  • GF Score™: 89/100 with 9 warning signs

No single metric tells the full story. See the GL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Globe Life Business Description

Other Exchanges TMJ:GermanyG1LL34:Brazil
Address 7677 Henneman Way, McKinney, TX, USA, 75070
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
89GF Score

Get the complete analysis for GL

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$178.68
Price
$149.89
GF Value