Globe LifeGL +0.15%87 EV-to-EBITDA is 10.31 as of Jul. 12, 2026, which is 5% below its 10-year median of 10.91. GuruFocus rates GL with a GF Score™ of 87/100 and a GF Value™ of $148.79 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 348 Insurance companies, Globe Life ranks worse than 62.07% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Globe Life's enterprise value is $16,432 Mil.
Globe Life's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $1,594 Mil. Therefore, Globe Life's EV-to-EBITDA for today is 10.31.
The historical rank and industry rank for Globe Life's EV-to-EBITDA or its related term are showing as below:
GL'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.89 Med: 10.91 Max: 13.85
Current: 10.31
During the past 13 years, the highest EV-to-EBITDA of Globe Life was 13.85. The lowest was 5.89. And the median was 10.91.
GL's EV-to-EBITDA is ranked worse than 62.07% of 348
companies
in the Insurance industry
Industry Median: 8.245
vs GL: 10.31
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Globe Life (NYSE:GL) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Globe Life's share price for today is $179.13.
Globe Life's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $14.460.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Globe Life's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Globe Life's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Globe Life EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Globe Life's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Globe Life's EV-to-EBITDA falls into.
Globe Life's current Enterprise Value is $16,432 Mil.
Globe Life's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,594 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Globe Life (GL) has a EV-to-EBITDA of 10.31 as of Jul. 12, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Globe Life. This is near median its historical median of 10.91. Over the past decade, Globe Life's EV-to-EBITDA has ranged from 5.89 to 13.85. According to the industry distribution chart, Globe Life ranks #216 out of 348 companies in the Insurance industry, placing it in the top 62.1%.
Is Globe Life's EV-to-EBITDA too high?
Globe Life's current EV-to-EBITDA of 10.31 is near median its 10-year median of 10.91. Over the past 10 years, this metric has ranged from a low of 5.89 to a high of 13.85. The Insurance industry median EV-to-EBITDA is 8.25. Globe Life's value of 10.31 is 25% above this industry median. Based on the distribution chart, Globe Life ranks #216 out of 348 companies in the Insurance industry, which is below the industry midpoint. Overall, Globe Life has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's EV-to-EBITDA compare to UNM and PRI?
According to the Insurance industry distribution chart, Globe Life ranks #216 out of 348 companies for EV-to-EBITDA. This places Globe Life in the lower half of its industry. The industry median EV-to-EBITDA is 8.25. Globe Life's value of 10.31 is 25% above this benchmark. Historically, Globe Life's own EV-to-EBITDA has ranged from 5.89 to 13.85 over the past decade. While the company's 10-year median is 10.91 vs. the industry median of 8.25, Globe Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.25, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Globe Life's current EV-to-EBITDA of 10.31 is 25% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Globe Life. For the Insurance industry, the median EV-to-EBITDA is 8.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Globe Life's current EV-to-EBITDA is 10.31, which is near median its own 10-year median of 10.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (GL) is currently considered Modestly Overvalued. The stock's GF Value™ is $148.79, compared to a current price of $179.13 — trading 20.4% above its estimated fair value. The current EV-to-EBITDA is 10.31, which is near median its 10-year median of 10.91 and 25% above the Insurance industry median of 8.25. Globe Life's overall GF Score™ is 87/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Globe Life (GL), the current EV-to-EBITDA is 10.31 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Globe Life (GL) Overvalued in 2026?
Based on GuruFocus' analysis, Globe Life stock appears to be overvalued.
The current stock price of $179.13 is trading 20.4% above its estimated GF Value™ of $148.79.
GuruFocus considers Globe Life to be Modestly Overvalued.
Key valuation signals for GL:
EV-to-EBITDA: 10.31 (near median its 10-year median of 10.91)
GF Value™: $148.79 vs. price of $179.13 (20.4% above fair value)
Industry Position: 25% above the Insurance median (#216 of 348)
No single metric tells the full story. See the GL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
87GF Score
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