Globe LifeGL +0.78%89 5-Year Yield-on-Cost % is 0.91 as of Jul. 01, 2026, which is 17% below its 10-year median of 1.10. GuruFocus rates GL with a GF Score™ of 89/100 and a GF Value™ of $149.89 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 425 Insurance companies, Globe Life ranks worse than 92.71% on this metric.
Globe Life's yield on cost for the quarter that ended in Mar. 2026 was 0.91.
The historical rank and industry rank for Globe Life's 5-Year Yield-on-Cost % or its related term are showing as below:
GL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.89 Med: 1.1 Max: 2.21
Current: 0.91
During the past 13 years, Globe Life's highest Yield on Cost was 2.21. The lowest was 0.89. And the median was 1.10.
GL's 5-Year Yield-on-Cost % is ranked worse than 92.71% of 425
companies
in the Insurance industry
Industry Median: 4.01
vs GL: 0.91
Globe Life (NYSE:GL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Globe Life 5-Year Yield-on-Cost % Related Terms
GL vs UNM, PRI, JXN: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, Globe Life's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Globe Life 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Globe Life's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Globe Life's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Globe Life is calculated as
Globe Life (GL) has a 5-Year Yield-on-Cost % of 0.91 as of Jul. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Globe Life and its competitors. This is 17% below median its historical median of 1.10. Over the past decade, Globe Life's 5-Year Yield-on-Cost % has ranged from 0.89 to 2.21. According to the industry distribution chart, Globe Life ranks #394 out of 425 companies in the Insurance industry, placing it in the top 92.7%.
Is Globe Life's 5-Year Yield-on-Cost % too high?
Globe Life's current 5-Year Yield-on-Cost % of 0.91 is 17% below median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 2.21. The Insurance industry median 5-Year Yield-on-Cost % is 4.01. Globe Life's value of 0.91 is 77.3% below this industry median. Based on the distribution chart, Globe Life ranks #394 out of 425 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Globe Life has a GF Score™ of 89/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's 5-Year Yield-on-Cost % compare to UNM and PRI?
According to the Insurance industry distribution chart, Globe Life ranks #394 out of 425 companies for 5-Year Yield-on-Cost %. This places Globe Life in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.01. Globe Life's value of 0.91 is 77.3% below this benchmark. Historically, Globe Life's own 5-Year Yield-on-Cost % has ranged from 0.89 to 2.21 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 4.01, Globe Life has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 4.01, based on 425 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Globe Life's current 5-Year Yield-on-Cost % of 0.91 is 77.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Globe Life and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 4.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Globe Life's current 5-Year Yield-on-Cost % is 0.91, which is 17% below median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (GL) is currently considered Modestly Overvalued. The stock's GF Value™ is $149.89, compared to a current price of $180.07 — trading 20.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.91, which is 17% below median its 10-year median of 1.10 and 77.3% below the Insurance industry median of 4.01. Globe Life's overall GF Score™ is 89/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Globe Life (GL), the current 5-Year Yield-on-Cost % is 0.91 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Globe Life (GL) Overvalued in 2026?
Based on GuruFocus' analysis, Globe Life stock appears to be overvalued.
The current stock price of $180.07 is trading 20.1% above its estimated GF Value™ of $149.89.
GuruFocus considers Globe Life to be Modestly Overvalued.
Key valuation signals for GL:
5-Year Yield-on-Cost %: 0.91 (17% below median its 10-year median of 1.10)
GF Value™: $149.89 vs. price of $180.07 (20.1% above fair value)
Industry Position: 77.3% below the Insurance median (#394 of 425)
No single metric tells the full story. See the GL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
89GF Score
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