GL (Globe Life) Pre-Tax Income: $1,496 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GL Globe Life Inc GL
80 GF Score
Price $183.26
GF Value $151.55
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Globe Life Pre-Tax Income?

Globe Life GL -0.32% 80 Pre-Tax Income is $1,496 Mil as of Mar. 2026. GuruFocus rates GL with a GF Score™ of 80/100 and a GF Value™ of $151.55 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Globe Life's pretax income for the three months ended in Mar. 2026 was $334 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was $1,496 Mil. Globe Life's pretax margin was 21.42%.

During the past 13 years, Globe Life's highest Pretax Margin was 24.89%. The lowest was 18.92%. And the median was 20.83%.


Globe Life  (NYSE:GL) Pre-Tax Income Explanation

Globe Life's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=334.132/1559.619
=21.42%

During the past 13 years, Globe Life's highest Pretax Margin was 24.89%. The lowest was 18.92%. And the median was 20.83%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Globe Life Pre-Tax Income Related Terms


Globe Life Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Globe Life's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Globe Life Pre-Tax Income Chart

Globe Life Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,274.61 1,102.11 1,194.27 1,326.64 1,435.98

Globe Life Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 313.30 477.10 329.49 334.13 354.89

GL vs UNM, PRI, JXN: Pre-Tax Income Comparison

For the Insurance - Life subindustry, Globe Life's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Globe Life Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, Globe Life's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Globe Life's Pre-Tax Income falls into.


GL
80GF Score
Globe Life Inc GL
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Globe Life Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Globe Life's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+1435.975
=1,436

Globe Life's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+334.132
=334

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,496 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $1,496 Mil mean?
Globe Life (GL) has a Pre-Tax Income of $1,496 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Globe Life and its competitors.
Is Globe Life's Pre-Tax Income too high?
Globe Life's current Pre-Tax Income is $1,496 Mil. Overall, Globe Life has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's Pre-Tax Income compare to UNM and PRI?
Globe Life's Pre-Tax Income of $1,496 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Globe Life and its competitors. Globe Life's current Pre-Tax Income is $1,496 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (GL) is currently considered Modestly Overvalued. The stock's GF Value™ is $151.55, compared to a current price of $183.26 — trading 20.9% above its estimated fair value. The current Pre-Tax Income is $1,496 Mil. Globe Life's overall GF Score™ is 80/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Globe Life (GL), the current Pre-Tax Income is $1,496 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Globe Life (GL) Overvalued in 2026?

Based on GuruFocus' analysis, Globe Life stock appears to be overvalued. The current stock price of $183.26 is trading 20.9% above its estimated GF Value™ of $151.55. GuruFocus considers Globe Life to be Modestly Overvalued.

Key valuation signals for GL:

  • Pre-Tax Income: $1,496 Mil
  • GF Value™: $151.55 vs. price of $183.26 (20.9% above fair value)
  • GF Score™: 80/100 with 9 warning signs

No single metric tells the full story. See the GL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Globe Life Business Description

Other Exchanges TMJ:GermanyG1LL34:Brazil
Address 7677 Henneman Way, McKinney, TX, USA, 75070
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
80GF Score

Get the complete analysis for GL

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$183.26
Price
$151.55
GF Value