GL (Globe Life) LT-Debt-to-Total-Asset: 0.08 (As of Mar. 2026)

What is Globe Life LT-Debt-to-Total-Asset?

Globe Life GL +1.65% 85 LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus rates GL with a GF Score™ of 85/100 and a GF Value™ of $149.69 (Modestly Overvalued). The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Globe Life's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.08.

Globe Life's long-term debt to total assets ratio declined from Mar. 2025 (0.08) to Mar. 2026 (0.08). It may suggest that Globe Life is progressively becoming less dependent on debt to grow their business.

Globe Life (NYSE:GL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Globe Life LT-Debt-to-Total-Asset Related Terms

Globe Life LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Globe Life's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Globe Life LT-Debt-to-Total-Asset Chart

Globe Life Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.05

0.06

0.08

Globe Life Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.08	0.08	0.08	0.08	0.08

85GF Score

Globe Life Inc GL

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Globe Life LT-Debt-to-Total-Asset Calculation

Globe Life's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	2320.793	/	30813.692
	=	0.08

Globe Life's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	2321.537	/	30965.851
	=	0.07

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.08 mean?

Globe Life (GL) has a LT-Debt-to-Total-Asset of 0.08 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Globe Life and its competitors.

Is Globe Life's LT-Debt-to-Total-Asset too high?

Globe Life's current LT-Debt-to-Total-Asset is 0.08. Overall, Globe Life has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Globe Life's LT-Debt-to-Total-Asset compare to UNM and PRI?

Globe Life's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Globe Life and its competitors. Globe Life's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Globe Life stock overvalued right now?

Based on GuruFocus' analysis, Globe Life (GL) is currently considered Modestly Overvalued. The stock's GF Value™ is $149.69, compared to a current price of $179.31 — trading 19.8% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.08. Globe Life's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Globe Life (GL), the current LT-Debt-to-Total-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Globe Life (GL) Overvalued in 2026?

Based on GuruFocus' analysis, Globe Life stock appears to be overvalued. The current stock price of $179.31 is trading 19.8% above its estimated GF Value™ of $149.69. GuruFocus considers Globe Life to be Modestly Overvalued.

Key valuation signals for GL:

LT-Debt-to-Total-Asset: 0.08
GF Value™: $149.69 vs. price of $179.31 (19.8% above fair value)
GF Score™: 85/100 with 9 warning signs

No single metric tells the full story. See the GL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Globe Life Business Description

Industry Financial Services Insurance

Comparable Companies UNM PRI JXN LNC CNO FG BHF GNW ABX KCLI SHSE:601318 SHSE:601628 HKSE:01299 TSX:MFC AFL BOM:543526 MET TSX:GWO TPE:2881 XKRX:032830

Other Exchanges TMJ:Germany G1LL34:Brazil

Address 7677 Henneman Way, McKinney, TX, USA, 75070

Website https://www.globelifeinsurance.com

Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.

85GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$179.31

Price

$149.69

GF Value

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