Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Globe LifeGL +1.36%85 Shiller PE Ratio is 16.93 as of Aug. 13, 2026, which is 12% above its 10-year median of 15.17. GuruFocus rates GL with a GF Score™ of 85/100 and a GF Value™ of $149.61 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 378 Insurance companies, Globe Life ranks worse than 50.79% on this metric.
As of today (2026-08-13), Globe Life's current share price is $180.33. Globe Life's E10 for the quarter that ended in Mar. 2026 was $10.65. Globe Life's Shiller PE Ratio for today is 16.93.
The historical rank and industry rank for Globe Life's Shiller PE Ratio or its related term are showing as below:
GL'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.9 Med: 15.17 Max: 24.78
Current: 16.93
During the past years, Globe Life's highest Shiller PE Ratio was 24.78. The lowest was 6.90. And the median was 15.17.
GL's Shiller PE Ratio is ranked worse than 50.79% of 378
companies
in the Insurance industry
Industry Median: 16.575
vs GL: 16.93
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Globe Life's adjusted earnings per share data for the three months ended in Mar. 2026 was $3.390. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $10.65 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Globe Life Shiller PE Ratio Related Terms
Globe Life Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Globe Life's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Globe Life's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Globe Life Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Globe Life's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Globe Life's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Globe Life's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Globe Life's E10 for the quarter that ended in Mar. 2026 is calculated as:
For example, Globe Life's adjusted earnings per share data for the three months ended in Mar. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Globe Life (GL) has a Shiller PE Ratio of 16.93 as of Aug. 13, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Globe Life and its competitors. This is 12% above median its historical median of 15.17. Over the past decade, Globe Life's Shiller PE Ratio has ranged from 6.90 to 24.78. According to the industry distribution chart, Globe Life ranks #192 out of 378 companies in the Insurance industry, placing it in the top 50.8%.
Is Globe Life's Shiller PE Ratio too high?
Globe Life's current Shiller PE Ratio of 16.93 is 12% above median its 10-year median of 15.17. Over the past 10 years, this metric has ranged from a low of 6.90 to a high of 24.78. The Insurance industry median Shiller PE Ratio is 16.58. Globe Life's value of 16.93 is 2.1% above this industry median. Based on the distribution chart, Globe Life ranks #192 out of 378 companies in the Insurance industry, which is below the industry midpoint. Overall, Globe Life has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's Shiller PE Ratio compare to UNM and PRI?
According to the Insurance industry distribution chart, Globe Life ranks #192 out of 378 companies for Shiller PE Ratio. This places Globe Life in the lower half of its industry. The industry median Shiller PE Ratio is 16.58. Globe Life's value of 16.93 is 2.1% above this benchmark. Historically, Globe Life's own Shiller PE Ratio has ranged from 6.90 to 24.78 over the past decade. While the company's 10-year median is 15.17 vs. the industry median of 16.58, Globe Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.58, based on 378 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Globe Life's current Shiller PE Ratio of 16.93 is 2.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Globe Life and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Globe Life's current Shiller PE Ratio is 16.93, which is 12% above median its own 10-year median of 15.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (GL) is currently considered Modestly Overvalued. The stock's GF Value™ is $149.61, compared to a current price of $180.33 — trading 20.5% above its estimated fair value. The current Shiller PE Ratio is 16.93, which is 12% above median its 10-year median of 15.17 and 2.1% above the Insurance industry median of 16.58. Globe Life's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Globe Life (GL), the current Shiller PE Ratio is 16.93 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Globe Life (GL) Overvalued in 2026?
Based on GuruFocus' analysis, Globe Life stock appears to be overvalued.
The current stock price of $180.33 is trading 20.5% above its estimated GF Value™ of $149.61.
GuruFocus considers Globe Life to be Modestly Overvalued.
Key valuation signals for GL:
Shiller PE Ratio: 16.93 (12% above median its 10-year median of 15.17)
GF Value™: $149.61 vs. price of $180.33 (20.5% above fair value)
Industry Position: 2.1% above the Insurance median (#192 of 378)
No single metric tells the full story. See the GL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
85GF Score
Get the complete analysis for GL
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
GL has been successfully added to your 
