Globe LifeGL +1.65%85 PEG Ratio is 0.92 as of Jun. 27, 2026, which is 47% below its 10-year median of 1.72. GuruFocus rates GL with a GF Score™ of 85/100 and a GF Value™ of $149.69 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 183 Insurance companies, Globe Life ranks worse than 53.55% on this metric.
PE Ratio without NRI / 5-Year EBITDA Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Globe Life's PE Ratio without NRI is 12.37. Globe Life's 5-Year EBITDA growth rate is 13.40%. Therefore, Globe Life's PEG Ratio for today is 0.92.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Globe Life's PEG Ratio or its related term are showing as below:
GL'
s PEG Ratio Range Over the Past 10 Years
Min: 0.47 Med: 1.72 Max: 4.04
Current: 0.92
During the past 13 years, Globe Life's highest PEG Ratio was 4.04. The lowest was 0.47. And the median was 1.72.
GL's PEG Ratio is ranked worse than 53.55% of 183
companies
in the Insurance industry
Industry Median: 0.82
vs GL: 0.92
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Globe Life (NYSE:GL) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Globe Life PEG Ratio Related Terms
Globe Life PEG Ratio Historical Data
* Premium members only.
The historical data trend for Globe Life's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Globe Life's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Globe Life PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Globe Life's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Globe Life's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Globe Life (GL) has a PEG Ratio of 0.92 as of Jun. 27, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Globe Life and its competitors. This is 47% below median its historical median of 1.72. Over the past decade, Globe Life's PEG Ratio has ranged from 0.47 to 4.04. According to the industry distribution chart, Globe Life ranks #98 out of 183 companies in the Insurance industry, placing it in the top 53.6%.
Is Globe Life's PEG Ratio too high?
Globe Life's current PEG Ratio of 0.92 is 47% below median its 10-year median of 1.72. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 4.04. The Insurance industry median PEG Ratio is 0.82. Globe Life's value of 0.92 is 12.2% above this industry median. Based on the distribution chart, Globe Life ranks #98 out of 183 companies in the Insurance industry, which is below the industry midpoint. Overall, Globe Life has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Globe Life's PEG Ratio compare to UNM and PRI?
According to the Insurance industry distribution chart, Globe Life ranks #98 out of 183 companies for PEG Ratio. This places Globe Life in the lower half of its industry. The industry median PEG Ratio is 0.82. Globe Life's value of 0.92 is 12.2% above this benchmark. Historically, Globe Life's own PEG Ratio has ranged from 0.47 to 4.04 over the past decade. While the company's 10-year median is 1.72 vs. the industry median of 0.82, Globe Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.82, based on 183 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Globe Life's current PEG Ratio of 0.92 is 12.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Globe Life and its competitors. For the Insurance industry, the median PEG Ratio is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Globe Life's current PEG Ratio is 0.92, which is 47% below median its own 10-year median of 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Globe Life stock overvalued right now?
Based on GuruFocus' analysis, Globe Life (GL) is currently considered Modestly Overvalued. The stock's GF Value™ is $149.69, compared to a current price of $179.31 — trading 19.8% above its estimated fair value. The current PEG Ratio is 0.92, which is 47% below median its 10-year median of 1.72 and 12.2% above the Insurance industry median of 0.82. Globe Life's overall GF Score™ is 85/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Globe Life (GL), the current PEG Ratio is 0.92 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Globe Life (GL) Overvalued in 2026?
Based on GuruFocus' analysis, Globe Life stock appears to be overvalued.
The current stock price of $179.31 is trading 19.8% above its estimated GF Value™ of $149.69.
GuruFocus considers Globe Life to be Modestly Overvalued.
Key valuation signals for GL:
PEG Ratio: 0.92 (47% below median its 10-year median of 1.72)
GF Value™: $149.69 vs. price of $179.31 (19.8% above fair value)
Industry Position: 12.2% above the Insurance median (#98 of 183)
No single metric tells the full story. See the GL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Globe Life Inc is an insurance holding company. It provides a variety of life and supplemental health insurance products and annuities to a broad base of customers. The company's core operations are organized into three reportable segments: life insurance, supplemental health insurance and investments. Investment activities, conducted by the investment segment, focus on seeking investments with a yield and term appropriate to support the insurance product obligations. These investments generally consist of fixed maturities and, over the long term, the expected yields are considered when setting insurance premium rates and product profitability expectations.
85GF Score
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