HFBL (Home Federal Bancorp of louisiana) E10: $1.56 (As of Mar. 2026)

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HFBL Home Federal Bancorp Inc of louisiana HFBL
60 GF Score
Price $24.20
GF Value $15.67
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Home Federal Bancorp of louisiana E10?

Home Federal Bancorp of louisiana HFBL +0.92% 60 E10 is $1.56 as of Mar. 2026. GuruFocus rates HFBL with a GF Score™ of 60/100 and a GF Value™ of $15.67 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Home Federal Bancorp of louisiana's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.480. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.56 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Home Federal Bancorp of louisiana's average E10 Growth Rate was 9.10% per year. During the past 3 years, the average E10 Growth Rate was 6.50% per year. During the past 5 years, the average E10 Growth Rate was 11.00% per year. During the past 10 years, the average E10 Growth Rate was 15.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Home Federal Bancorp of louisiana was 23.70% per year. The lowest was 6.50% per year. And the median was 16.80% per year.

As of today (2026-08-18), Home Federal Bancorp of louisiana's current stock price is $24.20. Home Federal Bancorp of louisiana's E10 for the quarter that ended in Mar. 2026 was $1.56. Home Federal Bancorp of louisiana's Shiller PE Ratio of today is 15.51.

During the past 13 years, the highest Shiller PE Ratio of Home Federal Bancorp of louisiana was 30.16. The lowest was 7.94. And the median was 16.55.


Home Federal Bancorp of louisiana  (NAS:HFBL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Home Federal Bancorp of louisiana's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=24.20/1.56
=15.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Home Federal Bancorp of louisiana was 30.16. The lowest was 7.94. And the median was 16.55.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Home Federal Bancorp of louisiana E10 Related Terms


Home Federal Bancorp of louisiana E10 Historical Data

* Premium members only.

The historical data trend for Home Federal Bancorp of louisiana's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Federal Bancorp of louisiana E10 Chart

Home Federal Bancorp of louisiana Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 1.33 1.40 1.45 0.00

Home Federal Bancorp of louisiana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.45 1.48 1.51 1.56 0.00

HFBL vs CLST, NSTS, SMAL: E10 Comparison

For the Banks - Regional subindustry, Home Federal Bancorp of louisiana's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Federal Bancorp of louisiana Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Home Federal Bancorp of louisiana's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Home Federal Bancorp of louisiana's Shiller PE Ratio falls into.


HFBL
60GF Score
Home Federal Bancorp Inc of louisiana HFBL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Home Federal Bancorp of louisiana E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Home Federal Bancorp of louisiana's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.48/330.2130*330.2130
=0.480

Current CPI (Mar. 2026) = 330.2130.

Home Federal Bancorp of louisiana Quarterly Data

per share eps CPI Adj_EPS
201606 0.260 241.018 0.356
201609 0.265 241.428 0.362
201612 0.200 241.432 0.274
201703 0.220 243.801 0.298
201706 0.270 244.955 0.364
201709 0.265 246.819 0.355
201712 0.095 246.524 0.127
201803 0.270 249.554 0.357
201806 0.305 251.989 0.400
201809 0.315 252.439 0.412
201812 0.310 251.233 0.407
201903 0.315 254.202 0.409
201906 0.310 256.143 0.400
201909 0.340 256.759 0.437
201912 0.160 256.974 0.206
202003 0.270 258.115 0.345
202006 0.305 257.797 0.391
202009 0.370 260.280 0.469
202012 0.420 260.474 0.532
202103 0.410 264.877 0.511
202106 0.370 271.696 0.450
202109 0.380 274.310 0.457
202112 0.340 278.802 0.403
202203 0.370 287.504 0.425
202206 0.310 296.311 0.345
202209 0.520 296.808 0.579
202212 0.550 296.797 0.612
202303 0.340 301.836 0.372
202306 0.400 305.109 0.433
202309 0.390 307.789 0.418
202312 0.330 306.746 0.355
202403 0.240 312.332 0.254
202406 0.210 314.175 0.221
202409 0.310 315.301 0.325
202412 0.330 315.605 0.345
202503 0.240 319.799 0.248
202506 0.380 322.561 0.389
202509 0.520 324.800 0.529
202512 0.540 324.054 0.550
202603 0.480 330.213 0.480

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.56 mean?
Home Federal Bancorp of louisiana (HFBL) has a E10 of $1.56 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Home Federal Bancorp of louisiana and its competitors.
Is Home Federal Bancorp of louisiana's E10 too high?
Home Federal Bancorp of louisiana's current E10 is $1.56. Overall, Home Federal Bancorp of louisiana has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Federal Bancorp of louisiana's E10 compare to CLST and NSTS?
Home Federal Bancorp of louisiana's E10 of $1.56 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Home Federal Bancorp of louisiana and its competitors. Home Federal Bancorp of louisiana's current E10 is $1.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Federal Bancorp of louisiana stock overvalued right now?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana (HFBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $24.20 — trading 54.4% above its estimated fair value. The current E10 is $1.56. Home Federal Bancorp of louisiana's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Home Federal Bancorp of louisiana (HFBL), the current E10 is $1.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Federal Bancorp of louisiana (HFBL) Overvalued in 2026?

Based on GuruFocus' analysis, Home Federal Bancorp of louisiana stock appears to be overvalued. The current stock price of $24.20 is trading 54.4% above its estimated GF Value™ of $15.67. GuruFocus considers Home Federal Bancorp of louisiana to be Significantly Overvalued.

Key valuation signals for HFBL:

  • E10: $1.56
  • GF Value™: $15.67 vs. price of $24.20 (54.4% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the HFBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home Federal Bancorp of louisiana Business Description

Address 624 Market Street, Shreveport, LA, USA, 71101
Home Federal Bancorp Inc of louisiana operates as a bank holding company. It is a federally chartered stock savings bank, which provides financial services to individuals, corporate entities, and other organizations. Its core activities consist of attracting deposits from the general public and using those funds to originate loans to the residential, commercial and multi-family segments. The company also invests securities held-to-maturity and securities available for sale.
60GF Score

Get the complete analysis for HFBL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.20
Price
$15.67
GF Value