HFBL (Home Federal Bancorp of louisiana) OCF Yield %: 7.30 (As of Aug. 17, 2026) — 43% Below Median

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HFBL Home Federal Bancorp Inc of louisiana HFBL
60 GF Score
Price $24.20
GF Value $15.67
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Home Federal Bancorp of louisiana OCF Yield %?

Home Federal Bancorp of louisiana HFBL +0.92% 60 OCF Yield % is 7.30 as of Aug. 17, 2026, which is 43% below its 10-year median of 12.75. GuruFocus rates HFBL with a GF Score™ of 60/100 and a GF Value™ of $15.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,497 Banks companies, Home Federal Bancorp of louisiana ranks worse than 58.78% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Home Federal Bancorp of louisiana's Trailing 12-Month Cash Flow from Operations is $5.38 Mil, and Market Cap is $73.63 Mil. Therefore, Home Federal Bancorp of louisiana's OCF Yield % for today is 7.30%.

The historical rank and industry rank for Home Federal Bancorp of louisiana's OCF Yield % or its related term are showing as below:

HFBL' s OCF Yield % Range Over the Past 10 Years
Min: -23.9   Med: 12.75   Max: 38.99
Current: 7.3


During the past 13 years, the highest OCF Yield % of Home Federal Bancorp of louisiana was 38.99%. The lowest was -23.90%. And the median was 12.75%.

HFBL's OCF Yield % is ranked worse than
58.78% of 1497 companies
in the Banks industry
Industry Median: 9.13 vs HFBL: 7.30

Home Federal Bancorp of louisiana's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Home Federal Bancorp of louisiana OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Home Federal Bancorp of louisiana OCF Yield % Related Terms


Home Federal Bancorp of louisiana OCF Yield % Historical Data

* Premium members only.

The historical data trend for Home Federal Bancorp of louisiana's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Federal Bancorp of louisiana OCF Yield % Chart

Home Federal Bancorp of louisiana Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.61 27.52 6.43 13.04 0.00

Home Federal Bancorp of louisiana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.72 26.30 20.61 -9.63 0.00

HFBL vs CLST, NSTS, SMAL: OCF Yield % Comparison

For the Banks - Regional subindustry, Home Federal Bancorp of louisiana's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Federal Bancorp of louisiana OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Home Federal Bancorp of louisiana's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Home Federal Bancorp of louisiana's OCF Yield % falls into.


HFBL
60GF Score
Home Federal Bancorp Inc of louisiana HFBL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Home Federal Bancorp of louisiana OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Home Federal Bancorp of louisiana's OCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=5.472 / 41.956
=13.04%

Home Federal Bancorp of louisiana's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-1.274 * 4 / 52.938
=-9.63%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 7.30 mean?
Home Federal Bancorp of louisiana (HFBL) has a OCF Yield % of 7.30 as of Aug. 17, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Home Federal Bancorp of louisiana and its competitors. This is 43% below median its historical median of 12.75. According to the industry distribution chart, Home Federal Bancorp of louisiana ranks #880 out of 1497 companies in the Banks industry, placing it in the top 58.8%.
Is Home Federal Bancorp of louisiana's OCF Yield % too high?
Home Federal Bancorp of louisiana's current OCF Yield % of 7.30 is 43% below median its 10-year median of 12.75. The Banks industry median OCF Yield % is 9.13. Home Federal Bancorp of louisiana's value of 7.30 is 20% below this industry median. Based on the distribution chart, Home Federal Bancorp of louisiana ranks #880 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, Home Federal Bancorp of louisiana has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Federal Bancorp of louisiana's OCF Yield % compare to CLST and NSTS?
According to the Banks industry distribution chart, Home Federal Bancorp of louisiana ranks #880 out of 1497 companies for OCF Yield %. This places Home Federal Bancorp of louisiana in the lower half of its industry. The industry median OCF Yield % is 9.13. Home Federal Bancorp of louisiana's value of 7.30 is 20% below this benchmark. While the company's 10-year median is 12.75 vs. the industry median of 9.13, Home Federal Bancorp of louisiana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.13, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Federal Bancorp of louisiana's current OCF Yield % of 7.30 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Home Federal Bancorp of louisiana and its competitors. For the Banks industry, the median OCF Yield % is 9.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Federal Bancorp of louisiana's current OCF Yield % is 7.30, which is 43% below median its own 10-year median of 12.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Federal Bancorp of louisiana stock overvalued right now?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana (HFBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $24.20 — trading 54.4% above its estimated fair value. The current OCF Yield % is 7.30, which is 43% below median its 10-year median of 12.75 and 20% below the Banks industry median of 9.13. Home Federal Bancorp of louisiana's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Home Federal Bancorp of louisiana (HFBL), the current OCF Yield % is 7.30 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Federal Bancorp of louisiana (HFBL) Overvalued in 2026?

Based on GuruFocus' analysis, Home Federal Bancorp of louisiana stock appears to be overvalued. The current stock price of $24.20 is trading 54.4% above its estimated GF Value™ of $15.67. GuruFocus considers Home Federal Bancorp of louisiana to be Significantly Overvalued.

Key valuation signals for HFBL:

  • OCF Yield %: 7.30 (43% below median its 10-year median of 12.75)
  • GF Value™: $15.67 vs. price of $24.20 (54.4% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 20% below the Banks median (#880 of 1497)

No single metric tells the full story. See the HFBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home Federal Bancorp of louisiana Business Description

Address 624 Market Street, Shreveport, LA, USA, 71101
Home Federal Bancorp Inc of louisiana operates as a bank holding company. It is a federally chartered stock savings bank, which provides financial services to individuals, corporate entities, and other organizations. Its core activities consist of attracting deposits from the general public and using those funds to originate loans to the residential, commercial and multi-family segments. The company also invests securities held-to-maturity and securities available for sale.
60GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.20
Price
$15.67
GF Value