HFBL (Home Federal Bancorp of louisiana) Dividend Payout Ratio: 0.28 (As of Mar. 2026) — Near Median

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HFBL Home Federal Bancorp Inc of louisiana HFBL
60 GF Score
Price $24.20
GF Value $15.67
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Home Federal Bancorp of louisiana Dividend Payout Ratio?

Home Federal Bancorp of louisiana HFBL +0.92% 60 Dividend Payout Ratio is 0.28 as of Mar. 2026, which is 8% above its 10-year median of 0.26. GuruFocus rates HFBL with a GF Score™ of 60/100 and a GF Value™ of $15.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,171 Banks companies, Home Federal Bancorp of louisiana ranks better than 64.99% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Home Federal Bancorp of louisiana's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.28.

The historical rank and industry rank for Home Federal Bancorp of louisiana's Dividend Payout Ratio or its related term are showing as below:

HFBL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.18   Med: 0.26   Max: 0.39
Current: 0.26

During the past 13 years, the highest Dividend Payout Ratio of Home Federal Bancorp of louisiana was 0.39. The lowest was 0.18. And the median was 0.26.

HFBL's Dividend Payout Ratio is ranked better than
64.99% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs HFBL: 0.26

As of today (2026-08-17), the Dividend Yield % of Home Federal Bancorp of louisiana is 2.29%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Home Federal Bancorp of louisiana was 4.50%. The lowest was 1.17%. And the median was 2.07%.

Home Federal Bancorp of louisiana's Dividends per Share for the months ended in Mar. 2026 was $0.14.

During the past 12 months, Home Federal Bancorp of louisiana's average Dividends Per Share Growth Rate was 3.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 9.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 11.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 14.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Home Federal Bancorp of louisiana was 21.10% per year. The lowest was 0.00% per year. And the median was 9.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Home Federal Bancorp of louisiana (NAS:HFBL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Home Federal Bancorp of louisiana Dividend Payout Ratio Related Terms

Home Federal Bancorp of louisiana Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Home Federal Bancorp of louisiana's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Federal Bancorp of louisiana Dividend Payout Ratio Chart

Home Federal Bancorp of louisiana Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.28 0.27 0.39 0.39 0.26

Home Federal Bancorp of louisiana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.26 0.25 0.28 0.27

HFBL vs CLST, NSTS, SMAL: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Home Federal Bancorp of louisiana's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Home Federal Bancorp of louisiana Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Home Federal Bancorp of louisiana's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Home Federal Bancorp of louisiana's Dividend Payout Ratio falls into.


HFBL
60GF Score
Home Federal Bancorp Inc of louisiana HFBL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Home Federal Bancorp of louisiana Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Home Federal Bancorp of louisiana's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jun. 2025 )/ EPS without NRI (A: Jun. 2025 )
=0.52/ 1.332
=0.39

Home Federal Bancorp of louisiana's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.135/ 0.483
=0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.28 mean?
Home Federal Bancorp of louisiana (HFBL) has a Dividend Payout Ratio of 0.28 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Home Federal Bancorp of louisiana and its competitors. This is near median its historical median of 0.26. Over the past decade, Home Federal Bancorp of louisiana's Dividend Payout Ratio has ranged from 0.18 to 0.39. According to the industry distribution chart, Home Federal Bancorp of louisiana ranks #410 out of 1171 companies in the Banks industry, placing it in the top 35%.
Is Home Federal Bancorp of louisiana's Dividend Payout Ratio too high?
Home Federal Bancorp of louisiana's current Dividend Payout Ratio of 0.28 is near median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.39. The Banks industry median Dividend Payout Ratio is 0.32. Home Federal Bancorp of louisiana's value of 0.28 is 12.5% below this industry median. Based on the distribution chart, Home Federal Bancorp of louisiana ranks #410 out of 1171 companies in the Banks industry, which is above the industry midpoint. Overall, Home Federal Bancorp of louisiana has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Federal Bancorp of louisiana's Dividend Payout Ratio compare to CLST and NSTS?
According to the Banks industry distribution chart, Home Federal Bancorp of louisiana ranks #410 out of 1171 companies for Dividend Payout Ratio. This puts Home Federal Bancorp of louisiana in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Home Federal Bancorp of louisiana's value of 0.28 is 12.5% below this benchmark. Historically, Home Federal Bancorp of louisiana's own Dividend Payout Ratio has ranged from 0.18 to 0.39 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.32, Home Federal Bancorp of louisiana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Federal Bancorp of louisiana's current Dividend Payout Ratio of 0.28 is 12.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Home Federal Bancorp of louisiana and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Federal Bancorp of louisiana's current Dividend Payout Ratio is 0.28, which is near median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Federal Bancorp of louisiana stock overvalued right now?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana (HFBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $24.20 — trading 54.4% above its estimated fair value. The current Dividend Payout Ratio is 0.28, which is near median its 10-year median of 0.26 and 12.5% below the Banks industry median of 0.32. Home Federal Bancorp of louisiana's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Home Federal Bancorp of louisiana (HFBL), the current Dividend Payout Ratio is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Federal Bancorp of louisiana (HFBL) Overvalued in 2026?

Based on GuruFocus' analysis, Home Federal Bancorp of louisiana stock appears to be overvalued. The current stock price of $24.20 is trading 54.4% above its estimated GF Value™ of $15.67. GuruFocus considers Home Federal Bancorp of louisiana to be Significantly Overvalued.

Key valuation signals for HFBL:

  • Dividend Payout Ratio: 0.28 (near median its 10-year median of 0.26)
  • GF Value™: $15.67 vs. price of $24.20 (54.4% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 12.5% below the Banks median (#410 of 1171)

No single metric tells the full story. See the HFBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home Federal Bancorp of louisiana Business Description

Address 624 Market Street, Shreveport, LA, USA, 71101
Home Federal Bancorp Inc of louisiana operates as a bank holding company. It is a federally chartered stock savings bank, which provides financial services to individuals, corporate entities, and other organizations. Its core activities consist of attracting deposits from the general public and using those funds to originate loans to the residential, commercial and multi-family segments. The company also invests securities held-to-maturity and securities available for sale.
60GF Score

Get the complete analysis for HFBL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.20
Price
$15.67
GF Value