HFBL (Home Federal Bancorp of louisiana) PS Ratio: 3.05 (As of Aug. 18, 2026) — Near Median

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HFBL Home Federal Bancorp Inc of louisiana HFBL
60 GF Score
Price $24.20
GF Value $15.67
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Home Federal Bancorp of louisiana PS Ratio?

Home Federal Bancorp of louisiana HFBL +0.92% 60 PS Ratio is 3.05 as of Aug. 18, 2026, which is 9% above its 10-year median of 2.81. GuruFocus rates HFBL with a GF Score™ of 60/100 and a GF Value™ of $15.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Home Federal Bancorp of louisiana ranks better than 51.68% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Home Federal Bancorp of louisiana's share price is $24.20. Home Federal Bancorp of louisiana's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.92. Hence, Home Federal Bancorp of louisiana's PS Ratio for today is 3.05.

Warning Sign:

Home Federal Bancorp Inc of louisiana stock PS Ratio (=3.13) is close to 3-year high of 3.13.

The historical rank and industry rank for Home Federal Bancorp of louisiana's PS Ratio or its related term are showing as below:

HFBL' s PS Ratio Range Over the Past 10 Years
Min: 1.63   Med: 2.81   Max: 4.06
Current: 3.06

During the past 13 years, Home Federal Bancorp of louisiana's highest PS Ratio was 4.06. The lowest was 1.63. And the median was 2.81.

HFBL's PS Ratio is ranked better than
51.68% of 1515 companies
in the Banks industry
Industry Median: 3.1 vs HFBL: 3.06

Home Federal Bancorp of louisiana's Revenue per Sharefor the three months ended in Mar. 2026 was $1.95. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.92.

Good Sign:

Home Federal Bancorp Inc of louisiana has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Home Federal Bancorp of louisiana was 19.00% per year. During the past 3 years, the average Revenue per Share Growth Rate was 3.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 4.50% per year. During the past 10 years, the average Revenue per Share Growth Rate was 6.80% per year.

During the past 13 years, Home Federal Bancorp of louisiana's highest 3-Year average Revenue per Share Growth Rate was 53.30% per year. The lowest was 0.10% per year. And the median was 11.70% per year.

Back to Basics: PS Ratio


Home Federal Bancorp of louisiana  (NAS:HFBL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Home Federal Bancorp of louisiana PS Ratio Related Terms


Home Federal Bancorp of louisiana PS Ratio Historical Data

* Premium members only.

The historical data trend for Home Federal Bancorp of louisiana's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Home Federal Bancorp of louisiana PS Ratio Chart

Home Federal Bancorp of louisiana Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.30 1.89 1.74 2.04 2.65

Home Federal Bancorp of louisiana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 1.95 2.44 2.26 0.00

HFBL vs CLST, NSTS, SMAL: PS Ratio Comparison

For the Banks - Regional subindustry, Home Federal Bancorp of louisiana's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Home Federal Bancorp of louisiana PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Home Federal Bancorp of louisiana's PS Ratio distribution charts can be found below:

* The bar in red indicates where Home Federal Bancorp of louisiana's PS Ratio falls into.


HFBL
60GF Score
Home Federal Bancorp Inc of louisiana HFBL
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Home Federal Bancorp of louisiana PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Home Federal Bancorp of louisiana's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=24.20/7.923
=3.05

Home Federal Bancorp of louisiana's Share Price of today is $24.20.
Home Federal Bancorp of louisiana's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.92.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.05 mean?
Home Federal Bancorp of louisiana (HFBL) has a PS Ratio of 3.05 as of Aug. 18, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Home Federal Bancorp of louisiana and its competitors. This is near median its historical median of 2.81. Over the past decade, Home Federal Bancorp of louisiana's PS Ratio has ranged from 1.63 to 4.06. According to the industry distribution chart, Home Federal Bancorp of louisiana ranks #732 out of 1515 companies in the Banks industry, placing it in the top 48.3%.
Is Home Federal Bancorp of louisiana's PS Ratio too high?
Home Federal Bancorp of louisiana's current PS Ratio of 3.05 is near median its 10-year median of 2.81. Over the past 10 years, this metric has ranged from a low of 1.63 to a high of 4.06. The Banks industry median PS Ratio is 3.10. Home Federal Bancorp of louisiana's value of 3.05 is 1.6% below this industry median. Based on the distribution chart, Home Federal Bancorp of louisiana ranks #732 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Home Federal Bancorp of louisiana has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Federal Bancorp of louisiana's PS Ratio compare to CLST and NSTS?
According to the Banks industry distribution chart, Home Federal Bancorp of louisiana ranks #732 out of 1515 companies for PS Ratio. This puts Home Federal Bancorp of louisiana in the upper half of its industry. The industry median PS Ratio is 3.10. Home Federal Bancorp of louisiana's value of 3.05 is 1.6% below this benchmark. Historically, Home Federal Bancorp of louisiana's own PS Ratio has ranged from 1.63 to 4.06 over the past decade. While the company's 10-year median is 2.81 vs. the industry median of 3.10, Home Federal Bancorp of louisiana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Federal Bancorp of louisiana's current PS Ratio of 3.05 is 1.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Home Federal Bancorp of louisiana and its competitors. For the Banks industry, the median PS Ratio is 3.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Federal Bancorp of louisiana's current PS Ratio is 3.05, which is near median its own 10-year median of 2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Federal Bancorp of louisiana stock overvalued right now?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana (HFBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $24.20 — trading 54.4% above its estimated fair value. The current PS Ratio is 3.05, which is near median its 10-year median of 2.81 and 1.6% below the Banks industry median of 3.10. Home Federal Bancorp of louisiana's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Home Federal Bancorp of louisiana (HFBL), the current PS Ratio is 3.05 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Federal Bancorp of louisiana (HFBL) Overvalued in 2026?

Based on GuruFocus' analysis, Home Federal Bancorp of louisiana stock appears to be overvalued. The current stock price of $24.20 is trading 54.4% above its estimated GF Value™ of $15.67. GuruFocus considers Home Federal Bancorp of louisiana to be Significantly Overvalued.

Key valuation signals for HFBL:

  • PS Ratio: 3.05 (near median its 10-year median of 2.81)
  • GF Value™: $15.67 vs. price of $24.20 (54.4% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 1.6% below the Banks median (#732 of 1515)

No single metric tells the full story. See the HFBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Home Federal Bancorp of louisiana Business Description

Address 624 Market Street, Shreveport, LA, USA, 71101
Home Federal Bancorp Inc of louisiana operates as a bank holding company. It is a federally chartered stock savings bank, which provides financial services to individuals, corporate entities, and other organizations. Its core activities consist of attracting deposits from the general public and using those funds to originate loans to the residential, commercial and multi-family segments. The company also invests securities held-to-maturity and securities available for sale.
60GF Score

Get the complete analysis for HFBL

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.20
Price
$15.67
GF Value