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Home Federal Bancorp of louisianaHFBL +0.92%60 5-Year Yield-on-Cost % is 3.98 as of Aug. 18, 2026, which is 11% above its 10-year median of 3.60. GuruFocus rates HFBL with a GF Score™ of 60/100 and a GF Value™ of $15.67 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Home Federal Bancorp of louisiana ranks better than 53.94% on this metric.
Home Federal Bancorp of louisiana (NAS:HFBL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Home Federal Bancorp of louisiana 5-Year Yield-on-Cost % Related Terms
HFBL vs CLST, NSTS, SMAL: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Home Federal Bancorp of louisiana's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home Federal Bancorp of louisiana 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Home Federal Bancorp of louisiana's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Home Federal Bancorp of louisiana's 5-Year Yield-on-Cost % falls into.
Home Federal Bancorp of louisiana 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Home Federal Bancorp of louisiana (HFBL) has a 5-Year Yield-on-Cost % of 3.98 as of Aug. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Home Federal Bancorp of louisiana and its competitors. This is 11% above median its historical median of 3.60. Over the past decade, Home Federal Bancorp of louisiana's 5-Year Yield-on-Cost % has ranged from 2.03 to 7.82. According to the industry distribution chart, Home Federal Bancorp of louisiana ranks #578 out of 1255 companies in the Banks industry, placing it in the top 46.1%.
Is Home Federal Bancorp of louisiana's 5-Year Yield-on-Cost % too high?
Home Federal Bancorp of louisiana's current 5-Year Yield-on-Cost % of 3.98 is 11% above median its 10-year median of 3.60. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 7.82. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Home Federal Bancorp of louisiana's value of 3.98 is 4.5% above this industry median. Based on the distribution chart, Home Federal Bancorp of louisiana ranks #578 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, Home Federal Bancorp of louisiana has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Federal Bancorp of louisiana's 5-Year Yield-on-Cost % compare to CLST and NSTS?
According to the Banks industry distribution chart, Home Federal Bancorp of louisiana ranks #578 out of 1255 companies for 5-Year Yield-on-Cost %. This puts Home Federal Bancorp of louisiana in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Home Federal Bancorp of louisiana's value of 3.98 is 4.5% above this benchmark. Historically, Home Federal Bancorp of louisiana's own 5-Year Yield-on-Cost % has ranged from 2.03 to 7.82 over the past decade. While the company's 10-year median is 3.60 vs. the industry median of 3.81, Home Federal Bancorp of louisiana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Federal Bancorp of louisiana's current 5-Year Yield-on-Cost % of 3.98 is 4.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Home Federal Bancorp of louisiana and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Federal Bancorp of louisiana's current 5-Year Yield-on-Cost % is 3.98, which is 11% above median its own 10-year median of 3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Federal Bancorp of louisiana stock overvalued right now?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana (HFBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $24.20 — trading 54.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.98, which is 11% above median its 10-year median of 3.60 and 4.5% above the Banks industry median of 3.81. Home Federal Bancorp of louisiana's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Home Federal Bancorp of louisiana (HFBL), the current 5-Year Yield-on-Cost % is 3.98 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home Federal Bancorp of louisiana (HFBL) Overvalued in 2026?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana stock appears to be overvalued.
The current stock price of $24.20 is trading 54.4% above its estimated GF Value™ of $15.67.
GuruFocus considers Home Federal Bancorp of louisiana to be Significantly Overvalued.
Key valuation signals for HFBL:
5-Year Yield-on-Cost %: 3.98 (11% above median its 10-year median of 3.60)
GF Value™: $15.67 vs. price of $24.20 (54.4% above fair value)
Industry Position: 4.5% above the Banks median (#578 of 1255)
No single metric tells the full story. See the HFBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Federal Bancorp Inc of louisiana operates as a bank holding company. It is a federally chartered stock savings bank, which provides financial services to individuals, corporate entities, and other organizations. Its core activities consist of attracting deposits from the general public and using those funds to originate loans to the residential, commercial and multi-family segments. The company also invests securities held-to-maturity and securities available for sale.
60GF Score
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