HFBL (Home Federal Bancorp of louisiana) Scaled Net Operating Assets: -0.01 (As of Mar. 2026)

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HFBL Home Federal Bancorp Inc of louisiana HFBL
60 GF Score
Price $24.20
GF Value $15.67
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Home Federal Bancorp of louisiana Scaled Net Operating Assets?

Home Federal Bancorp of louisiana HFBL +0.92% 60 Scaled Net Operating Assets is -0.01 as of Mar. 2026. GuruFocus rates HFBL with a GF Score™ of 60/100 and a GF Value™ of $15.67 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Home Federal Bancorp of louisiana's operating assets for the quarter that ended in Mar. 2026 was $571.73 Mil. Home Federal Bancorp of louisiana's operating liabilities for the quarter that ended in Mar. 2026 was $578.09 Mil. Home Federal Bancorp of louisiana's Total Assets for the quarter that ended in Dec. 2025 was $621.45 Mil. Therefore, Home Federal Bancorp of louisiana's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.01.

HFBL
60GF Score
Home Federal Bancorp Inc of louisiana HFBL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Home Federal Bancorp of louisiana Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Home Federal Bancorp of louisiana's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jun. 2025 )
=(Operating Assets (A: Jun. 2025 )-Operating Liabilities (A: Jun. 2025 ))/Total Assets (A: Jun. 2024 )
=(593.295-550.287)/637.512
=0.07

where

Operating Assets(A: Jun. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=609.492 - 16.197
=593.295

Operating Liabilities(A: Jun. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=554.287 - 0 - 4
=550.287

Home Federal Bancorp of louisiana's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(571.731-578.089)/621.449
=-0.01

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=641.649 - 69.918
=571.731

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=583.645 - 5.556 - 0
=578.089

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.01 mean?
Home Federal Bancorp of louisiana (HFBL) has a Scaled Net Operating Assets of -0.01 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Home Federal Bancorp of louisiana and its competitors.
Is Home Federal Bancorp of louisiana's Scaled Net Operating Assets too high?
Home Federal Bancorp of louisiana's current Scaled Net Operating Assets is -0.01. Overall, Home Federal Bancorp of louisiana has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Federal Bancorp of louisiana's Scaled Net Operating Assets compare to CLST and NSTS?
Home Federal Bancorp of louisiana's Scaled Net Operating Assets of -0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Home Federal Bancorp of louisiana and its competitors. Home Federal Bancorp of louisiana's current Scaled Net Operating Assets is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Federal Bancorp of louisiana stock overvalued right now?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana (HFBL) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.67, compared to a current price of $24.20 — trading 54.4% above its estimated fair value. The current Scaled Net Operating Assets is -0.01. Home Federal Bancorp of louisiana's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Home Federal Bancorp of louisiana (HFBL), the current Scaled Net Operating Assets is -0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Home Federal Bancorp of louisiana (HFBL) Overvalued in 2026?

Based on GuruFocus' analysis, Home Federal Bancorp of louisiana stock appears to be overvalued. The current stock price of $24.20 is trading 54.4% above its estimated GF Value™ of $15.67. GuruFocus considers Home Federal Bancorp of louisiana to be Significantly Overvalued.

Key valuation signals for HFBL:

  • Scaled Net Operating Assets: -0.01
  • GF Value™: $15.67 vs. price of $24.20 (54.4% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the HFBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Home Federal Bancorp of louisiana Business Description

Address 624 Market Street, Shreveport, LA, USA, 71101
Home Federal Bancorp Inc of louisiana operates as a bank holding company. It is a federally chartered stock savings bank, which provides financial services to individuals, corporate entities, and other organizations. Its core activities consist of attracting deposits from the general public and using those funds to originate loans to the residential, commercial and multi-family segments. The company also invests securities held-to-maturity and securities available for sale.
60GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.20
Price
$15.67
GF Value