PT Bank Capital Indonesia Tbk (ISX:BACA) EV-to-FCF: -0.73 (As of Jul. 06, 2026)


ISX:BACA PT Bank Capital Indonesia Tbk ISX:BACA
53 GF Score
Price Rp101.00
GF Value Rp194.19
Valuation Significantly Undervalued
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What is PT Bank Capital Indonesia Tbk EV-to-FCF?

PT Bank Capital Indonesia Tbk ISX:BACA 53 EV-to-FCF is -0.73 as of Jul. 06, 2026. GuruFocus rates ISX:BACA with a GF Score™ of 53/100 and a GF Value™ of Rp194.19 (Significantly Undervalued). Among 1,196 Banks companies, PT Bank Capital Indonesia Tbk ranks better than 88.63% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank Capital Indonesia Tbk's Enterprise Value is Rp-1,028,909 Mil. PT Bank Capital Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp1,413,639 Mil. Therefore, PT Bank Capital Indonesia Tbk's EV-to-FCF for today is -0.73.

The historical rank and industry rank for PT Bank Capital Indonesia Tbk's EV-to-FCF or its related term are showing as below:

ISX:BACA' s EV-to-FCF Range Over the Past 10 Years
Min: -53.74   Med: -0.38   Max: 7.77
Current: -0.73

During the past 13 years, the highest EV-to-FCF of PT Bank Capital Indonesia Tbk was 7.77. The lowest was -53.74. And the median was -0.38.

ISX:BACA's EV-to-FCF is ranked better than
88.63% of 1196 companies
in the Banks industry
Industry Median: 6.565 vs ISX:BACA: -0.73

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-06), PT Bank Capital Indonesia Tbk's stock price is Rp101.00. PT Bank Capital Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was Rp6.575. Therefore, PT Bank Capital Indonesia Tbk's PE Ratio (TTM) for today is 15.36.


PT Bank Capital Indonesia Tbk  (ISX:BACA) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank Capital Indonesia Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=101.00/6.575
=15.36

PT Bank Capital Indonesia Tbk's share price for today is Rp101.00.
PT Bank Capital Indonesia Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp6.575.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank Capital Indonesia Tbk EV-to-FCF Related Terms


PT Bank Capital Indonesia Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank Capital Indonesia Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Capital Indonesia Tbk EV-to-FCF Chart

PT Bank Capital Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.40 0.13 -0.44 0.26 -0.04

PT Bank Capital Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.28 -0.37 -0.64 -0.04 -0.32

PT Bank Capital Indonesia Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank Capital Indonesia Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Capital Indonesia Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Capital Indonesia Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Capital Indonesia Tbk's EV-to-FCF falls into.


ISX:BACA
53GF Score
PT Bank Capital Indonesia Tbk ISX:BACA
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Capital Indonesia Tbk EV-to-FCF Calculation

PT Bank Capital Indonesia Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-1028909.487/1413639
=-0.73

PT Bank Capital Indonesia Tbk's current Enterprise Value is Rp-1,028,909 Mil.
PT Bank Capital Indonesia Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1,413,639 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.73 mean?
PT Bank Capital Indonesia Tbk (ISX:BACA) has a EV-to-FCF of -0.73 as of Jul. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Capital Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank Capital Indonesia Tbk ranks #136 out of 1196 companies in the Banks industry, placing it in the top 11.4%.
Is PT Bank Capital Indonesia Tbk's EV-to-FCF too high?
PT Bank Capital Indonesia Tbk's current EV-to-FCF is -0.73. Based on the distribution chart, PT Bank Capital Indonesia Tbk ranks #136 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Capital Indonesia Tbk has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Capital Indonesia Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank Capital Indonesia Tbk ranks #136 out of 1196 companies for EV-to-FCF. This places PT Bank Capital Indonesia Tbk in the top 11% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank Capital Indonesia Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Capital Indonesia Tbk's current EV-to-FCF is -0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Capital Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk (ISX:BACA) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp194.19, compared to a current price of Rp101.00 — trading 48% below its estimated fair value. The current EV-to-FCF is -0.73. PT Bank Capital Indonesia Tbk's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank Capital Indonesia Tbk (ISX:BACA), the current EV-to-FCF is -0.73 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Capital Indonesia Tbk (ISX:BACA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Capital Indonesia Tbk stock appears to be undervalued. The current stock price of Rp101.00 is trading 48% below its estimated GF Value™ of Rp194.19. GuruFocus considers PT Bank Capital Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BACA:

  • EV-to-FCF: -0.73
  • GF Value™: Rp194.19 vs. price of Rp101.00 (48% below fair value)
  • GF Score™: 53/100

No single metric tells the full story. See the ISX:BACA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Capital Indonesia Tbk Business Description

Address Jl. Jend Gatot Subroto Kav. 38, Menara Jamsostek Tower 1st, 6th Floor, Jakarta, IDN, 12710
PT Bank Capital Indonesia Tbk is an Indonesia-based financial institution that provides commercial banking services. It provides services such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand Loan, money market line, term loans, and bank guarantees. It also provides services like safe deposit boxes, online transfers, clearing, foreign exchange services, export, import, remittance, payroll services, a facility, a security agency, pick-up service, and credit card payment. Geographically, the group operates in Indonesia within the segments of Jakarta, Solo, Bandung, Surabaya, Kupang, Semarang, and Medan.
53GF Score

Get the complete analysis for ISX:BACA

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp101.00
Price
Rp194.19
GF Value