LMFA (LM Funding America) E10: $-136.54 (As of Mar. 2026)


LMFA LM Funding America Inc LMFA
26 GF Score
Price $0.14
GF Value $0.51
Valuation Possible Value Trap
! 5 Warning Signs
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What is LM Funding America E10?

LM Funding America LMFA -4.66% 26 E10 is $-136.54 as of Mar. 2026. GuruFocus rates LMFA with a GF Score™ of 26/100 and a GF Value™ of $0.51 (Possible Value Trap). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

LM Funding America's adjusted earnings per share data for the three months ended in Mar. 2026 was $-0.470. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-136.54 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-26), LM Funding America's current stock price is $0.1391. LM Funding America's E10 for the quarter that ended in Mar. 2026 was $-136.54. LM Funding America's Shiller PE Ratio of today is .


LM Funding America  (NAS:LMFA) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


LM Funding America E10 Related Terms


LM Funding America E10 Historical Data

* Premium members only.

The historical data trend for LM Funding America's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LM Funding America E10 Chart

LM Funding America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 -138.02 -139.26

LM Funding America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -136.38 -134.12 -139.69 -139.26 -136.54

LMFA vs WAI, PMAX, ITEX: E10 Comparison

For the Capital Markets subindustry, LM Funding America's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LM Funding America Shiller PE Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, LM Funding America's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where LM Funding America's Shiller PE Ratio falls into.


LMFA
26GF Score
LM Funding America Inc LMFA
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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LM Funding America E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, LM Funding America's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.47/330.2130*330.2130
=-0.470

Current CPI (Mar. 2026) = 330.2130.

LM Funding America Quarterly Data

per share eps CPI Adj_EPS
201606 -45.000 241.018 -61.653
201609 -84.000 241.428 -114.891
201612 -48.000 241.432 -65.651
201703 -36.000 243.801 -48.760
201706 -72.000 244.955 -97.060
201709 -427.500 246.819 -571.942
201712 -234.000 246.524 -313.437
201803 -0.300 249.554 -0.397
201806 21.900 251.989 28.698
201809 -28.200 252.439 -36.888
201812 -3.184 251.233 -4.185
201903 -4.500 254.202 -5.846
201906 -4.200 256.143 -5.415
201909 -2.700 256.759 -3.472
201912 -17.400 256.974 -22.359
202003 -5.100 258.115 -6.525
202006 -3.360 257.797 -4.304
202009 -8.460 260.280 -10.733
202012 -0.585 260.474 -0.742
202103 4.800 264.877 5.984
202106 12.300 271.696 14.949
202109 -6.060 274.310 -7.295
202112 -2.414 278.802 -2.859
202203 -2.640 287.504 -3.032
202206 1.320 296.311 1.471
202209 -3.060 296.808 -3.404
202212 -8.720 296.797 -9.702
202303 -2.410 301.836 -2.637
202306 -2.080 305.109 -2.251
202309 -1.970 307.789 -2.114
202312 -0.470 306.746 -0.506
202403 0.800 312.332 0.846
202406 -2.260 314.175 -2.375
202409 -2.250 315.301 -2.356
202412 -1.200 315.605 -1.256
202503 -1.050 319.799 -1.084
202506 0.020 322.561 0.020
202509 -0.410 324.800 -0.417
202512 -1.354 324.054 -1.380
202603 -0.470 330.213 -0.470

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $-136.54 mean?
LM Funding America (LMFA) has a E10 of $-136.54 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on LM Funding America and its competitors.
Is LM Funding America's E10 too high?
LM Funding America's current E10 is $-136.54. Overall, LM Funding America has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LM Funding America's E10 compare to WAI and PMAX?
LM Funding America's E10 of $-136.54 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Capital Markets company?
A good E10 depends on the Capital Markets industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on LM Funding America and its competitors. LM Funding America's current E10 is $-136.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LM Funding America stock overvalued right now?
Based on GuruFocus' analysis, LM Funding America (LMFA) is currently considered Possible Value Trap. The stock's GF Value™ is $0.51, compared to a current price of $0.14 — trading 72.7% below its estimated fair value. The current E10 is $-136.54. LM Funding America's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For LM Funding America (LMFA), the current E10 is $-136.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LM Funding America (LMFA) Overvalued in 2026?

Based on GuruFocus' analysis, LM Funding America stock appears to be undervalued. The current stock price of $0.14 is trading 72.7% below its estimated GF Value™ of $0.51. GuruFocus considers LM Funding America to be Possible Value Trap.

Key valuation signals for LMFA:

  • E10: $-136.54
  • GF Value™: $0.51 vs. price of $0.14 (72.7% below fair value)
  • GF Score™: 26/100 with 5 warning signs

No single metric tells the full story. See the LMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LM Funding America Business Description

Address 1200 Platt Street, Suite 1000, Tampa, FL, USA, 33602
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining and Treasury Operations.
26GF Score

Get the complete analysis for LMFA

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.14
Price
$0.51
GF Value