LMFA (LM Funding America) EBITDA Margin %: -290.56% (As of Mar. 2026)


LMFA LM Funding America Inc LMFA
26 GF Score
Price $0.14
GF Value $0.51
Valuation Possible Value Trap
! 5 Warning Signs
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What is LM Funding America EBITDA Margin %?

LM Funding America LMFA -4.66% 26 EBITDA Margin % is -290.56% as of Mar. 2026. GuruFocus rates LMFA with a GF Score™ of 26/100 and a GF Value™ of $0.51 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 666 Capital Markets companies, LM Funding America ranks worse than 91.14% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. LM Funding America's EBITDA for the three months ended in Mar. 2026 was $-6.13 Mil. LM Funding America's Revenue for the three months ended in Mar. 2026 was $2.11 Mil. Therefore, LM Funding America's EBITDA margin for the quarter that ended in Mar. 2026 was -290.56%.


LM Funding America  (NAS:LMFA) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


LM Funding America EBITDA Margin % Related Terms


LM Funding America EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for LM Funding America's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LM Funding America EBITDA Margin % Chart

LM Funding America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38.10 -404.60 -223.48 13.36 -172.65

LM Funding America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -131.03 42.76 -81.00 -539.16 -290.56

LMFA vs WAI, PMAX, ITEX: EBITDA Margin % Comparison

For the Capital Markets subindustry, LM Funding America's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LM Funding America EBITDA Margin % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, LM Funding America's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where LM Funding America's EBITDA Margin % falls into.


LMFA
26GF Score
LM Funding America Inc LMFA
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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LM Funding America EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

LM Funding America's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-15.276/8.848
=-172.65 %

LM Funding America's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-6.128/2.109
=-290.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of -290.56% mean?
LM Funding America (LMFA) has a EBITDA Margin % of -290.56% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on LM Funding America and its competitors. According to the industry distribution chart, LM Funding America ranks #607 out of 666 companies in the Capital Markets industry, placing it in the top 91.1%.
Is LM Funding America's EBITDA Margin % too high?
LM Funding America's current EBITDA Margin % is -290.56%. Based on the distribution chart, LM Funding America ranks #607 out of 666 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, LM Funding America has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LM Funding America's EBITDA Margin % compare to WAI and PMAX?
According to the Capital Markets industry distribution chart, LM Funding America ranks #607 out of 666 companies for EBITDA Margin %. This places LM Funding America in the lower half of its industry. The industry median EBITDA Margin % is 20.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Capital Markets company?
The median EBITDA Margin % among Capital Markets companies is 20.73, based on 666 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on LM Funding America and its competitors. For the Capital Markets industry, the median EBITDA Margin % is 20.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LM Funding America's current EBITDA Margin % is -290.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LM Funding America stock overvalued right now?
Based on GuruFocus' analysis, LM Funding America (LMFA) is currently considered Possible Value Trap. The stock's GF Value™ is $0.51, compared to a current price of $0.14 — trading 72.7% below its estimated fair value. The current EBITDA Margin % is -290.56%. LM Funding America's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For LM Funding America (LMFA), the current EBITDA Margin % is -290.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LM Funding America (LMFA) Overvalued in 2026?

Based on GuruFocus' analysis, LM Funding America stock appears to be undervalued. The current stock price of $0.14 is trading 72.7% below its estimated GF Value™ of $0.51. GuruFocus considers LM Funding America to be Possible Value Trap.

Key valuation signals for LMFA:

  • EBITDA Margin %: -290.56%
  • GF Value™: $0.51 vs. price of $0.14 (72.7% below fair value)
  • GF Score™: 26/100 with 5 warning signs

No single metric tells the full story. See the LMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LM Funding America Business Description

Address 1200 Platt Street, Suite 1000, Tampa, FL, USA, 33602
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining and Treasury Operations.
26GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.14
Price
$0.51
GF Value