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LMFA (LM Funding America) Return-on-Tangible-Asset : -69.37% (As of Mar. 2025)


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What is LM Funding America Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. LM Funding America's annualized Net Income for the quarter that ended in Mar. 2025 was $-21.60 Mil. LM Funding America's average total tangible assets for the quarter that ended in Mar. 2025 was $31.13 Mil. Therefore, LM Funding America's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 was -69.37%.

The historical rank and industry rank for LM Funding America's Return-on-Tangible-Asset or its related term are showing as below:

LMFA' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -143.99   Med: -27.8   Max: 16.35
Current: -42.25

During the past 12 years, LM Funding America's highest Return-on-Tangible-Asset was 16.35%. The lowest was -143.99%. And the median was -27.80%.

LMFA's Return-on-Tangible-Asset is ranked worse than
97.03% of 539 companies
in the Credit Services industry
Industry Median: 1.69 vs LMFA: -42.25

LM Funding America Return-on-Tangible-Asset Historical Data

The historical data trend for LM Funding America's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

LM Funding America Return-on-Tangible-Asset Chart

LM Funding America Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -50.77 12.79 -50.72 -35.08 -20.52

LM Funding America Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.93 -65.40 -57.23 24.16 -69.37

Competitive Comparison of LM Funding America's Return-on-Tangible-Asset

For the Credit Services subindustry, LM Funding America's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LM Funding America's Return-on-Tangible-Asset Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, LM Funding America's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where LM Funding America's Return-on-Tangible-Asset falls into.


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LM Funding America Return-on-Tangible-Asset Calculation

LM Funding America's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=-7.315/( (37.713+33.568)/ 2 )
=-7.315/35.6405
=-20.52 %

LM Funding America's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=-21.596/( (33.568+28.697)/ 2 )
=-21.596/31.1325
=-69.37 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2025) net income data.


LM Funding America  (NAS:LMFA) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


LM Funding America Return-on-Tangible-Asset Related Terms

Thank you for viewing the detailed overview of LM Funding America's Return-on-Tangible-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


LM Funding America Business Description

Traded in Other Exchanges
N/A
Address
1200 Platt Street, Suite 1000, Tampa, FL, USA, 33602
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining Operations, which generate the majority of its revenue.
Executives
Ryan H Duran officer: Chief Financial Officer 3408 W. CHEROKEE AVE, TAMPA FL 33611
Andrew L. Graham director 3802 COCONUT PALM DRIVE, TAMPA FL 33619
Martin A Traber director 100 N TAMPA STREET, SUITE 2700, TAMPA FL 33602
Bruce M. Rodgers director, officer: Chairman, CEO and President 302 KNIGHTS RUN AVE., STE. 1000, TAMPA FL 33602
Richard D. Russell officer: Vice President of Operations 3201 W BAY VISTA AVE, TAMPA FL 33611
Tian Zhang director 1200 WEST PLATT STREET, SUITE 100, TAMPA FL 33606
Douglas I. Mccree director 302 KNIGHTS RUN AVE., STE. 1000, TAMPA FL 33602
Mint Capital Advisors Ltd 10 percent owner WESTERN ROAD, NASSAU C5 00000
Frank Charles Silcox director FS VENTURES, LLC, 315 S. PLANT AVENUE, TAMPA FL 33606
User-friendly Holding, Llc 10 percent owner 10200 GROGANS MILL RD., SUITE 440, THE WOODLANDS TX 77380
User-friendly Phone Book, Llc 10 percent owner 10200 GROGANS MILL RD., SUITE 440, THE WOODLANDS TX 77380
Xueyuan Han 10 percent owner 22 WHITE PLACE, WEST ORANGE NJ 07052
Bz Industrial Ltd 10 percent owner 22 WHITE PLACE, WEST ORANGE NJ 07052
Craven House Capital North America Llc 10 percent owner 107 WEST FEDERAL ST. PO BOX 480, MIDDLEBURG VA 20018-0480
Frederick J Mills director 3006 EUCLID AVE, TAMPA FL 33611