The historical rank and industry rank for LM Funding America's FCF Margin % or its related term are showing as below:
LMFA'
s FCF Margin % Range Over the Past 10 Years
Min: -440.96 Med: -92.55 Max: -26.08
Current: -325.82
During the past 13 years, the highest FCF Margin % of LM Funding America was -26.08%. The lowest was -440.96%. And the median was -92.55%.
LMFA's FCF Margin % is ranked worse than 92.35% of 771
companies
in the Capital Markets industry
Industry Median: 1.02
vs LMFA: -325.82
LM Funding America FCF Margin % Related Terms
LM Funding America FCF Margin % Historical Data
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The historical data trend for LM Funding America's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, LM Funding America's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LM Funding America FCF Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, LM Funding America's FCF Margin % distribution charts can be found below:
* The bar in red indicates where LM Funding America's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LM Funding America (LMFA) has a FCF Margin % of -165.96% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on LM Funding America and its competitors. According to the industry distribution chart, LM Funding America ranks #712 out of 771 companies in the Capital Markets industry, placing it in the top 92.3%.
Is LM Funding America's FCF Margin % too high?
LM Funding America's current FCF Margin % is -165.96%. Based on the distribution chart, LM Funding America ranks #712 out of 771 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, LM Funding America has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does LM Funding America's FCF Margin % compare to WAI and PMAX?
According to the Capital Markets industry distribution chart, LM Funding America ranks #712 out of 771 companies for FCF Margin %. This places LM Funding America in the lower half of its industry. The industry median FCF Margin % is 1.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Capital Markets company?
The median FCF Margin % among Capital Markets companies is 1.02, based on 771 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on LM Funding America and its competitors. For the Capital Markets industry, the median FCF Margin % is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LM Funding America's current FCF Margin % is -165.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LM Funding America stock overvalued right now?
Based on GuruFocus' analysis, LM Funding America (LMFA) is currently considered Possible Value Trap. The stock's GF Value™ is $0.51, compared to a current price of $0.14 — trading 72.7% below its estimated fair value. The current FCF Margin % is -165.96%. LM Funding America's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For LM Funding America (LMFA), the current FCF Margin % is -165.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LM Funding America (LMFA) Overvalued in 2026?
Based on GuruFocus' analysis, LM Funding America stock appears to be undervalued.
The current stock price of $0.14 is trading 72.7% below its estimated GF Value™ of $0.51.
GuruFocus considers LM Funding America to be Possible Value Trap.
Key valuation signals for LMFA:
FCF Margin %: -165.96%
GF Value™: $0.51 vs. price of $0.14 (72.7% below fair value)
No single metric tells the full story. See the LMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LM Funding America Inc is a financial services company. The company provides funding to nonprofit community associations located in the state of Florida and to nonprofit community associations in the states of Washington and Colorado. Its products include Original Product and New Neighbor Guaranty. Its original product offering consists of providing funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It currently has two lines of business recently commenced cryptocurrency mining business and historical specialty finance business. The Company has two operating segments: Specialty Finance and Mining and Treasury Operations.
26GF Score
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