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RNST (Renasant) E10 : $2.99 (As of Mar. 2025)


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What is Renasant E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Renasant's adjusted earnings per share data for the three months ended in Mar. 2025 was $0.650. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $2.99 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Renasant's average E10 Growth Rate was 4.90% per year. During the past 3 years, the average E10 Growth Rate was 8.80% per year. During the past 5 years, the average E10 Growth Rate was 9.80% per year. During the past 10 years, the average E10 Growth Rate was 8.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Renasant was 12.50% per year. The lowest was -1.60% per year. And the median was 7.80% per year.

As of today (2025-07-04), Renasant's current stock price is $38.14. Renasant's E10 for the quarter that ended in Mar. 2025 was $2.99. Renasant's Shiller PE Ratio of today is 12.76.

During the past 13 years, the highest Shiller PE Ratio of Renasant was 30.67. The lowest was 8.57. And the median was 17.80.


Renasant E10 Historical Data

The historical data trend for Renasant's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Renasant E10 Chart

Renasant Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.96 2.29 2.60 2.79 2.95

Renasant Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.85 2.88 2.94 2.95 2.99

Competitive Comparison of Renasant's E10

For the Banks - Regional subindustry, Renasant's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Renasant's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Renasant's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Renasant's Shiller PE Ratio falls into.


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Renasant E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Renasant's adjusted earnings per share data for the three months ended in Mar. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.65/134.9266*134.9266
=0.650

Current CPI (Mar. 2025) = 134.9266.

Renasant Quarterly Data

per share eps CPI Adj_EPS
201506 0.480 100.684 0.643
201509 0.400 100.392 0.538
201512 0.520 99.792 0.703
201603 0.520 100.470 0.698
201606 0.540 101.688 0.717
201609 0.550 101.861 0.729
201612 0.550 101.863 0.729
201703 0.540 102.862 0.708
201706 0.570 103.349 0.744
201709 0.530 104.136 0.687
201712 0.330 104.011 0.428
201803 0.680 105.290 0.871
201806 0.740 106.317 0.939
201809 0.610 106.507 0.773
201812 0.760 105.998 0.967
201903 0.770 107.251 0.969
201906 0.800 108.070 0.999
201909 0.640 108.329 0.797
201912 0.670 108.420 0.834
202003 0.040 108.902 0.050
202006 0.360 108.767 0.447
202009 0.530 109.815 0.651
202012 0.560 109.897 0.688
202103 1.020 111.754 1.231
202106 0.720 114.631 0.847
202109 0.710 115.734 0.828
202112 0.660 117.630 0.757
202203 0.600 121.301 0.667
202206 0.710 125.017 0.766
202209 0.830 125.227 0.894
202212 0.820 125.222 0.884
202303 0.820 127.348 0.869
202306 0.510 128.729 0.535
202309 0.740 129.860 0.769
202312 0.501 129.419 0.522
202403 0.700 131.776 0.717
202406 0.690 132.554 0.702
202409 1.180 133.029 1.197
202412 0.700 133.157 0.709
202503 0.650 134.927 0.650

Add all the adjusted EPS together and divide 10 will get our e10.


Renasant  (NYSE:RNST) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Renasant's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=38.14/2.99
=12.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Renasant was 30.67. The lowest was 8.57. And the median was 17.80.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Renasant E10 Related Terms

Thank you for viewing the detailed overview of Renasant's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Renasant Business Description

Traded in Other Exchanges
Address
209 Troy Street, Tupelo, MS, USA, 38804-4827
Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has three reportable segments: Community banks, Insurance, and Wealth management. With its Community banks segment, the company provides a range of financial services to individuals and small businesses. Its Insurance segment is an insurance agency providing commercial and personal insurance through third-party carriers. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.
Executives
Kelly Hutcheson officer: EVP/Chief Accounting Officer 209 TROY STREET, TUPELO MS 38804
John Creekmore director
Curtis J Perry officer: SEVP P.O. BOX 120, COLUMBUS GA 31902
John Foy director 1881 N PARC CIRCLE, TUPELO MS 38804
Rose J. Flenorl director 209 TROY STREET, TUPELO MS 38804
Holland Neal A Jr director PO BOX 1948, DECATUR AL 35602
Baxter Jimmy R. Iii officer: EVP/Chief Risk Officer 209 TROY ST, TUPELO MS 38804
James W Gray officer: Executive Vice President
Edward Robinson Mcgraw officer: CEO/Pres
Mabry James C. Iv officer: EVP and CFO 209 TROY STREET, TUPELO MS 38804
R Rick Hart director, officer: Sr Executive Vice President 916 CHANCERY LN, NASHVILLE TN 37205
Richard Heyer director
Gary D. Butler director 209 TROY STREET, TUPELO MS 38804
Bartow Jr Morgan officer: Executive Vice President 106 E CROGAN STREET, LAWRENCEVILLE GA 30046
Fred F Sharpe director C/O HERITAGE FINANCIAL GROUP, 721 N WESTOVER BOULEVARD, ALBANY GA 31707