Bank FirstBFC -0.92%68 OCF Yield % is 2.75 as of Jun. 26, 2026, which is 53% below its 10-year median of 5.90. GuruFocus rates BFC with a GF Score™ of 68/100 and a GF Value™ of $135.64 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, Bank First ranks worse than 71.57% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank First OCF Yield % Related Terms
Bank First OCF Yield % Historical Data
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The historical data trend for Bank First's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank First's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank First OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank First's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank First's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank First (BFC) has a OCF Yield % of 2.75 as of Jun. 26, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank First and its competitors. This is 53% below median its historical median of 5.90. Over the past decade, Bank First's OCF Yield % has ranged from 0.03 to 9.72. According to the industry distribution chart, Bank First ranks #1075 out of 1502 companies in the Banks industry, placing it in the top 71.6%.
Is Bank First's OCF Yield % too high?
Bank First's current OCF Yield % of 2.75 is 53% below median its 10-year median of 5.90. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 9.72. The Banks industry median OCF Yield % is 9.24. Bank First's value of 2.75 is 70.2% below this industry median. Based on the distribution chart, Bank First ranks #1075 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Bank First has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank First's OCF Yield % compare to RBCAA and QCRH?
According to the Banks industry distribution chart, Bank First ranks #1075 out of 1502 companies for OCF Yield %. This places Bank First in the lower half of its industry. The industry median OCF Yield % is 9.24. Bank First's value of 2.75 is 70.2% below this benchmark. Historically, Bank First's own OCF Yield % has ranged from 0.03 to 9.72 over the past decade. While the company's 10-year median is 5.90 vs. the industry median of 9.24, Bank First has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank First's current OCF Yield % of 2.75 is 70.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Bank First and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank First's current OCF Yield % is 2.75, which is 53% below median its own 10-year median of 5.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank First stock overvalued right now?
Based on GuruFocus' analysis, Bank First (BFC) is currently considered Fairly Valued. The stock's GF Value™ is $135.64, compared to a current price of $144.69 — trading 6.7% above its estimated fair value. The current OCF Yield % is 2.75, which is 53% below median its 10-year median of 5.90 and 70.2% below the Banks industry median of 9.24. Bank First's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Bank First (BFC), the current OCF Yield % is 2.75 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank First (BFC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank First stock appears to be overvalued.
The current stock price of $144.69 is trading 6.7% above its estimated GF Value™ of $135.64.
GuruFocus considers Bank First to be Fairly Valued.
Key valuation signals for BFC:
OCF Yield %: 2.75 (53% below median its 10-year median of 5.90)
GF Value™: $135.64 vs. price of $144.69 (6.7% above fair value)
Industry Position: 70.2% below the Banks median (#1075 of 1502)
No single metric tells the full story. See the BFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank First Corp is a United States-based company engaged in providing financial services, a full range of consumer and commercial financial institution services to individuals and businesses, including retail and commercial banking in Wisconsin. These services include credit cards; secured and unsecured consumer, commercial, and real estate loans; demand, time, and savings deposits; and ATM processing. The Corporation also offers a full line of insurance services and checking accounts, savings accounts, money market accounts, cash management accounts, certificates of deposit, commercial and industrial loans, commercial real estate loans, construction and development loans, residential mortgages, consumer loans, credit cards, online banking, telephone banking, and mobile banking.
68GF Score
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