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PICC Property and Casualty CoFRA:PJC +1.75%76 3-Year EPS without NRI Growth Rate is 11.00% as of Jun. 2026, which is at its 10-year median of 11.00. GuruFocus rates FRA:PJC with a GF Score™ of 76/100 and a GF Value™ of €1.79 (Fairly Valued). The stock has 2 warning signs investors should review. Among 400 Insurance companies, PICC Property and Casualty Co ranks worse than 59% on this metric.
During the past 12 months, PICC Property and Casualty Co's average EPS without NRI Growth Rate was 33.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 11.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 10.50% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 6.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of PICC Property and Casualty Co was 318.50% per year. The lowest was -47.00% per year. And the median was 11.00% per year.
PICC Property and Casualty Co (FRA:PJC) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
PICC Property and Casualty Co 3-Year EPS without NRI Growth Rate Related Terms
FRA:PJC vs CB, PGR, TRV: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's 3-Year EPS without NRI Growth Rate falls into.
PICC Property and Casualty Co 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 11.00% mean?
PICC Property and Casualty Co (FRA:PJC) has a 3-Year EPS without NRI Growth Rate of 11.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for PICC Property and Casualty Co and its competitors. This is near median its historical median of 11.00. According to the industry distribution chart, PICC Property and Casualty Co ranks #236 out of 400 companies in the Insurance industry, placing it in the top 59%.
Is PICC Property and Casualty Co's 3-Year EPS without NRI Growth Rate too high?
PICC Property and Casualty Co's current 3-Year EPS without NRI Growth Rate of 11.00% is near median its 10-year median of 11.00. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.25. PICC Property and Casualty Co's value of 11.00% is 32.3% below this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #236 out of 400 companies in the Insurance industry, which is below the industry midpoint. Overall, PICC Property and Casualty Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's 3-Year EPS without NRI Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #236 out of 400 companies for 3-Year EPS without NRI Growth Rate. This places PICC Property and Casualty Co in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.25. PICC Property and Casualty Co's value of 11.00% is 32.3% below this benchmark. While the company's 10-year median is 11.00 vs. the industry median of 16.25, PICC Property and Casualty Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.25, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current 3-Year EPS without NRI Growth Rate of 11.00% is 32.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for PICC Property and Casualty Co and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current 3-Year EPS without NRI Growth Rate is 11.00%, which is near median its own 10-year median of 11.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (FRA:PJC) is currently considered Fairly Valued. The stock's GF Value™ is €1.79, compared to a current price of €1.81 — trading 0.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 11.00%, which is near median its 10-year median of 11.00 and 32.3% below the Insurance industry median of 16.25. PICC Property and Casualty Co's overall GF Score™ is 76/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For PICC Property and Casualty Co (FRA:PJC), the current 3-Year EPS without NRI Growth Rate is 11.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of €1.81 is trading 0.9% above its estimated GF Value™ of €1.79.
GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.
Key valuation signals for FRA:PJC:
3-Year EPS without NRI Growth Rate: 11.00% (near median its 10-year median of 11.00)
GF Value™: €1.79 vs. price of €1.81 (0.9% above fair value)
Industry Position: 32.3% below the Insurance median (#236 of 400)
No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
76GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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