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During the past 12 months, PICC Property and Casualty Co's average EBITDA Per Share Growth Rate was 26.30% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 10.30% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 8.60% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 4.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of PICC Property and Casualty Co was 153.90% per year. The lowest was -33.40% per year. And the median was 6.90% per year.
PICC Property and Casualty Co (FRA:PJC) 5-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.
PICC Property and Casualty Co 5-Year EBITDA Growth Rate Related Terms
FRA:PJC vs CB, PGR, TRV: 5-Year EBITDA Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co 5-Year EBITDA Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's 5-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's 5-Year EBITDA Growth Rate falls into.
PICC Property and Casualty Co 5-Year EBITDA Growth Rate Calculation
This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 5-Year EBITDA Growth Rate of 8.60% mean?
PICC Property and Casualty Co (FRA:PJC) has a 5-Year EBITDA Growth Rate of 8.60% as of Dec. 2025. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for PICC Property and Casualty Co and its competitors.
Is PICC Property and Casualty Co's 5-Year EBITDA Growth Rate too high?
PICC Property and Casualty Co's current 5-Year EBITDA Growth Rate is 8.60%. Overall, PICC Property and Casualty Co has a GF Score™ of 87/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's 5-Year EBITDA Growth Rate compare to CB and PGR?
PICC Property and Casualty Co's 5-Year EBITDA Growth Rate of 8.60% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for an Insurance company?
A good 5-Year EBITDA Growth Rate depends on the Insurance industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for PICC Property and Casualty Co and its competitors. PICC Property and Casualty Co's current 5-Year EBITDA Growth Rate is 8.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (FRA:PJC) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.46, compared to a current price of €1.75 — trading 19.9% above its estimated fair value. The current 5-Year EBITDA Growth Rate is 8.60%. PICC Property and Casualty Co's overall GF Score™ is 87/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For PICC Property and Casualty Co (FRA:PJC), the current 5-Year EBITDA Growth Rate is 8.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of €1.75 is trading 19.9% above its estimated GF Value™ of €1.46.
GuruFocus considers PICC Property and Casualty Co to be Modestly Overvalued.
Key valuation signals for FRA:PJC:
5-Year EBITDA Growth Rate: 8.60%
GF Value™: €1.46 vs. price of €1.75 (19.9% above fair value)
No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
87GF Score
Get the complete analysis for FRA:PJC
5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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