PICC Property and Casualty CoFRA:PJC -3.80%83 5-Year Yield-on-Cost % is 7.67 as of Jul. 11, 2026, which is 189% above its 10-year median of 2.65. GuruFocus rates FRA:PJC with a GF Score™ of 83/100 and a GF Value™ of €1.42 (Fairly Valued). The stock has 1 warning sign investors should review. Among 418 Insurance companies, PICC Property and Casualty Co ranks better than 80.14% on this metric.
The historical rank and industry rank for PICC Property and Casualty Co's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:PJC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.61 Med: 2.65 Max: 9.07
Current: 7.67
During the past 13 years, PICC Property and Casualty Co's highest Yield on Cost was 9.07. The lowest was 1.61. And the median was 2.65.
FRA:PJC's 5-Year Yield-on-Cost % is ranked better than 80.14% of 418
companies
in the Insurance industry
Industry Median: 3.985
vs FRA:PJC: 7.67
PICC Property and Casualty Co (FRA:PJC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PICC Property and Casualty Co 5-Year Yield-on-Cost % Related Terms
FRA:PJC vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's 5-Year Yield-on-Cost % falls into.
PICC Property and Casualty Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PICC Property and Casualty Co (FRA:PJC) has a 5-Year Yield-on-Cost % of 7.67 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PICC Property and Casualty Co and its competitors. This is 189% above median its historical median of 2.65. Over the past decade, PICC Property and Casualty Co's 5-Year Yield-on-Cost % has ranged from 1.61 to 9.07. According to the industry distribution chart, PICC Property and Casualty Co ranks #83 out of 418 companies in the Insurance industry, placing it in the top 19.9%.
Is PICC Property and Casualty Co's 5-Year Yield-on-Cost % too high?
PICC Property and Casualty Co's current 5-Year Yield-on-Cost % of 7.67 is 189% above median its 10-year median of 2.65. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 9.07. The Insurance industry median 5-Year Yield-on-Cost % is 3.99. PICC Property and Casualty Co's value of 7.67 is 92.5% above this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #83 out of 418 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PICC Property and Casualty Co has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #83 out of 418 companies for 5-Year Yield-on-Cost %. This places PICC Property and Casualty Co in the top 20% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.99. PICC Property and Casualty Co's value of 7.67 is 92.5% above this benchmark. Historically, PICC Property and Casualty Co's own 5-Year Yield-on-Cost % has ranged from 1.61 to 9.07 over the past decade. While the company's 10-year median is 2.65 vs. the industry median of 3.99, PICC Property and Casualty Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.99, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current 5-Year Yield-on-Cost % of 7.67 is 92.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current 5-Year Yield-on-Cost % is 7.67, which is 189% above median its own 10-year median of 2.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (FRA:PJC) is currently considered Fairly Valued. The stock's GF Value™ is €1.42, compared to a current price of €1.52 — trading 6.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.67, which is 189% above median its 10-year median of 2.65 and 92.5% above the Insurance industry median of 3.99. PICC Property and Casualty Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PICC Property and Casualty Co (FRA:PJC), the current 5-Year Yield-on-Cost % is 7.67 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of €1.52 is trading 6.9% above its estimated GF Value™ of €1.42.
GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.
Key valuation signals for FRA:PJC:
5-Year Yield-on-Cost %: 7.67 (189% above median its 10-year median of 2.65)
GF Value™: €1.42 vs. price of €1.52 (6.9% above fair value)
Industry Position: 92.5% above the Insurance median (#83 of 418)
No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
83GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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