PICC Property and Casualty CoFRA:PJC -1.74%72 Dividend Payout Ratio is 29.00 as of Dec. 2025, which is 8963% above its 10-year median of 0.32. GuruFocus rates FRA:PJC with a GF Score™ of 72/100 and a GF Value™ of €1.42 (Fairly Valued). The stock has 1 warning sign investors should review. Among 337 Insurance companies, PICC Property and Casualty Co ranks better than 54.3% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. PICC Property and Casualty Co's Dividend Payout Ratio for the
months ended in Dec. 2025 was 29.00.
The historical rank and industry rank for PICC Property and Casualty Co's Dividend Payout Ratio or its related term are showing as below:
FRA:PJC'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23 Med: 0.32 Max: 0.5
Current: 0.34
During the past 13 years, the highest Dividend Payout Ratio of PICC Property and Casualty Co was 0.50. The lowest was 0.23. And the median was 0.32.
FRA:PJC's Dividend Payout Ratio is ranked better than 54.3% of 337
companies
in the Insurance industry
Industry Median: 0.38
vs FRA:PJC: 0.34
During the past 13 years, the highest Trailing Annual Dividend Yield of PICC Property and Casualty Co was 6.47%. The lowest was 1.15%. And the median was 2.95%.
During the past 12 months, PICC Property and Casualty Co's average Dividends Per Share Growth Rate was -16.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 11.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 7.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PICC Property and Casualty Co was 31.10% per year. The lowest was -1.00% per year. And the median was 10.85% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
PICC Property and Casualty Co (FRA:PJC) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
PICC Property and Casualty Co Dividend Payout Ratio Related Terms
PICC Property and Casualty Co Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Dividend Payout Ratio Chart
FRA:PJC vs CB, PGR, TRV: Dividend Payout Ratio Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's Dividend Payout Ratio falls into.
PICC Property and Casualty Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co (FRA:PJC) has a Dividend Payout Ratio of 29.00 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PICC Property and Casualty Co and its competitors. This is 8963% above median its historical median of 0.32. Over the past decade, PICC Property and Casualty Co's Dividend Payout Ratio has ranged from 0.23 to 0.50. According to the industry distribution chart, PICC Property and Casualty Co ranks #154 out of 337 companies in the Insurance industry, placing it in the top 45.7%.
Is PICC Property and Casualty Co's Dividend Payout Ratio too high?
PICC Property and Casualty Co's current Dividend Payout Ratio of 29.00 is 8963% above median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 0.50. The Insurance industry median Dividend Payout Ratio is 0.38. PICC Property and Casualty Co's value of 29.00 is 7531.6% above this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #154 out of 337 companies in the Insurance industry, which is above the industry midpoint. Overall, PICC Property and Casualty Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Dividend Payout Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #154 out of 337 companies for Dividend Payout Ratio. This puts PICC Property and Casualty Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. PICC Property and Casualty Co's value of 29.00 is 7531.6% above this benchmark. Historically, PICC Property and Casualty Co's own Dividend Payout Ratio has ranged from 0.23 to 0.50 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.38, PICC Property and Casualty Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 337 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current Dividend Payout Ratio of 29.00 is 7531.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current Dividend Payout Ratio is 29.00, which is 8963% above median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (FRA:PJC) is currently considered Fairly Valued. The stock's GF Value™ is €1.42, compared to a current price of €1.55 — trading 9.4% above its estimated fair value. The current Dividend Payout Ratio is 29.00, which is 8963% above median its 10-year median of 0.32 and 7531.6% above the Insurance industry median of 0.38. PICC Property and Casualty Co's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For PICC Property and Casualty Co (FRA:PJC), the current Dividend Payout Ratio is 29.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of €1.55 is trading 9.4% above its estimated GF Value™ of €1.42.
GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.
Key valuation signals for FRA:PJC:
Dividend Payout Ratio: 29.00 (8963% above median its 10-year median of 0.32)
GF Value™: €1.42 vs. price of €1.55 (9.4% above fair value)
Industry Position: 7531.6% above the Insurance median (#154 of 337)
No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
72GF Score
Get the complete analysis for FRA:PJC
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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