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The historical rank and industry rank for PICC Property and Casualty Co's Net Cash per Share or its related term are showing as below:
FRA:PJC's Price-to-Net-Cash is not ranked *
in the Insurance industry.
Industry Median: 6.76 * Ranked among companies with meaningful Price-to-Net-Cash only.
PICC Property and Casualty Co (FRA:PJC) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
PICC Property and Casualty Co Net Cash per Share Related Terms
PICC Property and Casualty Co Net Cash per Share Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Net Cash per Share Chart
FRA:PJC vs CB, PGR, TRV: Net Cash per Share Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co Price-to-Net-Cash vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's Price-to-Net-Cash falls into.
PICC Property and Casualty Co Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co (FRA:PJC) has a Net Cash per Share of €-1.52 as of Dec. 2025. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on PICC Property and Casualty Co and its competitors. According to the industry distribution chart, PICC Property and Casualty Co ranks #999999 out of 45 companies in the Insurance industry.
Is PICC Property and Casualty Co's Net Cash per Share too high?
PICC Property and Casualty Co's current Net Cash per Share is €-1.52. Based on the distribution chart, PICC Property and Casualty Co ranks #999999 out of 45 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PICC Property and Casualty Co has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Net Cash per Share compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #999999 out of 45 companies for Net Cash per Share. This places PICC Property and Casualty Co in the lower half of its industry. The industry median Net Cash per Share is 6.76. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for an Insurance company?
The median Net Cash per Share among Insurance companies is 6.76, based on 45 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median Net Cash per Share is 6.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current Net Cash per Share is €-1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (FRA:PJC) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.42, compared to a current price of €1.68 — trading 18.5% above its estimated fair value. The current Net Cash per Share is €-1.52. PICC Property and Casualty Co's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For PICC Property and Casualty Co (FRA:PJC), the current Net Cash per Share is €-1.52 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of €1.68 is trading 18.5% above its estimated GF Value™ of €1.42.
GuruFocus considers PICC Property and Casualty Co to be Modestly Overvalued.
Key valuation signals for FRA:PJC:
Net Cash per Share: €-1.52
GF Value™: €1.42 vs. price of €1.68 (18.5% above fair value)
No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
85GF Score
Get the complete analysis for FRA:PJC
Net Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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