PICC Property and Casualty Co (FRA:PJC) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:PJC PICC Property and Casualty Co Ltd FRA:PJC
86 GF Score
Price €1.50
GF Value €1.41
Valuation Fairly Valued
! 1 Warning Sign
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What is PICC Property and Casualty Co Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

PICC Property and Casualty Co Quality Rank Related Terms

FRA:PJC
86GF Score
PICC Property and Casualty Co Ltd FRA:PJC
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of €1.50 is trading 6.7% above its estimated GF Value™ of €1.41. GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.

Key valuation signals for FRA:PJC:

  • Quality Rank:
  • GF Value™: €1.41 vs. price of €1.50 (6.7% above fair value)
  • GF Score™: 86/100 with 1 warning sign

No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PICC Property and Casualty Co Business Description

Other Exchanges PPCCY:USA02328:Hong Kong
Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
86GF Score

Get the complete analysis for FRA:PJC

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.50
Price
€1.41
GF Value