PICC Property and Casualty Co (FRA:PJC) ROE % Adjusted to Book Value: 0.13% (As of Dec. 2025)


FRA:PJC PICC Property and Casualty Co Ltd FRA:PJC
72 GF Score
Price €1.55
GF Value €1.42
Valuation Fairly Valued
! 1 Warning Sign
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What is PICC Property and Casualty Co ROE % Adjusted to Book Value?

PICC Property and Casualty Co FRA:PJC -1.74% 72 ROE % Adjusted to Book Value is 0.13% as of Dec. 2025. GuruFocus rates FRA:PJC with a GF Score™ of 72/100 and a GF Value™ of €1.42 (Fairly Valued). The stock has 1 warning sign investors should review.

PICC Property and Casualty Co's ROE % for the quarter that ended in Dec. 2025 was 0.14%. PICC Property and Casualty Co's PB Ratio for the quarter that ended in Dec. 2025 was 1.12. PICC Property and Casualty Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 0.13%.


PICC Property and Casualty Co ROE % Adjusted to Book Value Related Terms


PICC Property and Casualty Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for PICC Property and Casualty Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PICC Property and Casualty Co ROE % Adjusted to Book Value Chart

PICC Property and Casualty Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.89 20.72 13.82 13.83 12.76

PICC Property and Casualty Co Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.10 8.97 0.00 18.31 0.13

FRA:PJC vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PICC Property and Casualty Co ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PICC Property and Casualty Co's ROE % Adjusted to Book Value falls into.


FRA:PJC
72GF Score
PICC Property and Casualty Co Ltd FRA:PJC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PICC Property and Casualty Co ROE % Adjusted to Book Value Calculation

PICC Property and Casualty Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.29% / 1.12
=12.76%

PICC Property and Casualty Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.14% / 1.12
=0.13%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 0.13% mean?
PICC Property and Casualty Co (FRA:PJC) has a ROE % Adjusted to Book Value of 0.13% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PICC Property and Casualty Co and its competitors.
Is PICC Property and Casualty Co's ROE % Adjusted to Book Value too high?
PICC Property and Casualty Co's current ROE % Adjusted to Book Value is 0.13%. Overall, PICC Property and Casualty Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's ROE % Adjusted to Book Value compare to CB and PGR?
PICC Property and Casualty Co's ROE % Adjusted to Book Value of 0.13% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PICC Property and Casualty Co and its competitors. PICC Property and Casualty Co's current ROE % Adjusted to Book Value is 0.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (FRA:PJC) is currently considered Fairly Valued. The stock's GF Value™ is €1.42, compared to a current price of €1.55 — trading 9.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 0.13%. PICC Property and Casualty Co's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PICC Property and Casualty Co (FRA:PJC), the current ROE % Adjusted to Book Value is 0.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of €1.55 is trading 9.4% above its estimated GF Value™ of €1.42. GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.

Key valuation signals for FRA:PJC:

  • ROE % Adjusted to Book Value: 0.13%
  • GF Value™: €1.42 vs. price of €1.55 (9.4% above fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PICC Property and Casualty Co Business Description

Other Exchanges PPCCY:USA02328:Hong Kong
Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
72GF Score

Get the complete analysis for FRA:PJC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.55
Price
€1.42
GF Value