PICC Property and Casualty Co (FRA:PJC) Scaled Net Operating Assets: 0.01 (As of Dec. 2025)


FRA:PJC PICC Property and Casualty Co Ltd FRA:PJC
72 GF Score
Price €1.55
GF Value €1.42
Valuation Fairly Valued
! 1 Warning Sign
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What is PICC Property and Casualty Co Scaled Net Operating Assets?

PICC Property and Casualty Co FRA:PJC -1.74% 72 Scaled Net Operating Assets is 0.01 as of Dec. 2025. GuruFocus rates FRA:PJC with a GF Score™ of 72/100 and a GF Value™ of €1.42 (Fairly Valued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PICC Property and Casualty Co's operating assets for the quarter that ended in Dec. 2025 was €68,472 Mil. PICC Property and Casualty Co's operating liabilities for the quarter that ended in Dec. 2025 was €67,730 Mil. PICC Property and Casualty Co's Total Assets for the quarter that ended in Sep. 2025 was €99,243 Mil. Therefore, PICC Property and Casualty Co's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.01.

FRA:PJC
72GF Score
PICC Property and Casualty Co Ltd FRA:PJC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PICC Property and Casualty Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PICC Property and Casualty Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(103236.126-67730.353)/102081.259
=0.35

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=104336.849 - 1100.723
=103236.126

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=69331.118 - 1600.765 - 0
=67730.353

PICC Property and Casualty Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(68472.293-67730.353)/99242.678
=0.01

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=104336.849 - 35864.556
=68472.293

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=69331.118 - 1600.765 - 0
=67730.353

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.01 mean?
PICC Property and Casualty Co (FRA:PJC) has a Scaled Net Operating Assets of 0.01 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PICC Property and Casualty Co and its competitors.
Is PICC Property and Casualty Co's Scaled Net Operating Assets too high?
PICC Property and Casualty Co's current Scaled Net Operating Assets is 0.01. Overall, PICC Property and Casualty Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Scaled Net Operating Assets compare to CB and PGR?
PICC Property and Casualty Co's Scaled Net Operating Assets of 0.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PICC Property and Casualty Co and its competitors. PICC Property and Casualty Co's current Scaled Net Operating Assets is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (FRA:PJC) is currently considered Fairly Valued. The stock's GF Value™ is €1.42, compared to a current price of €1.55 — trading 9.4% above its estimated fair value. The current Scaled Net Operating Assets is 0.01. PICC Property and Casualty Co's overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PICC Property and Casualty Co (FRA:PJC), the current Scaled Net Operating Assets is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (FRA:PJC) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of €1.55 is trading 9.4% above its estimated GF Value™ of €1.42. GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.

Key valuation signals for FRA:PJC:

  • Scaled Net Operating Assets: 0.01
  • GF Value™: €1.42 vs. price of €1.55 (9.4% above fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the FRA:PJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PICC Property and Casualty Co Business Description

Other Exchanges PPCCY:USA02328:Hong Kong
Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
72GF Score

Get the complete analysis for FRA:PJC

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.55
Price
€1.42
GF Value