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Firstsun Capital BancorpFSUN +0.32%68 3-Year EPS without NRI Growth Rate is 2.70% as of Jun. 2026, which is 79% below its 10-year median of 12.60. GuruFocus rates FSUN with a GF Score™ of 68/100 and a GF Value™ of $38.49 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,409 Banks companies, Firstsun Capital Bancorp ranks worse than 64.23% on this metric.
During the past 12 months, Firstsun Capital Bancorp's average EPS without NRI Growth Rate was -9.70% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 2.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 7.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 7 years, the highest 3-Year average EPS without NRI Growth Rate of Firstsun Capital Bancorp was 57.90% per year. The lowest was 2.70% per year. And the median was 12.60% per year.
Firstsun Capital Bancorp (NAS:FSUN) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Firstsun Capital Bancorp 3-Year EPS without NRI Growth Rate Related Terms
FSUN vs CNOB, QCRH, OBK: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Firstsun Capital Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstsun Capital Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Firstsun Capital Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Firstsun Capital Bancorp's 3-Year EPS without NRI Growth Rate falls into.
Firstsun Capital Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 2.70% mean?
Firstsun Capital Bancorp (FSUN) has a 3-Year EPS without NRI Growth Rate of 2.70% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Firstsun Capital Bancorp and its competitors. This is 79% below median its historical median of 12.60. Over the past decade, Firstsun Capital Bancorp's 3-Year EPS without NRI Growth Rate has ranged from 2.70 to 57.90. According to the industry distribution chart, Firstsun Capital Bancorp ranks #905 out of 1409 companies in the Banks industry, placing it in the top 64.2%.
Is Firstsun Capital Bancorp's 3-Year EPS without NRI Growth Rate too high?
Firstsun Capital Bancorp's current 3-Year EPS without NRI Growth Rate of 2.70% is 79% below median its 10-year median of 12.60. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 57.90. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.40. Firstsun Capital Bancorp's value of 2.70% is 63.5% below this industry median. Based on the distribution chart, Firstsun Capital Bancorp ranks #905 out of 1409 companies in the Banks industry, which is below the industry midpoint. Overall, Firstsun Capital Bancorp has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's 3-Year EPS without NRI Growth Rate compare to CNOB and QCRH?
According to the Banks industry distribution chart, Firstsun Capital Bancorp ranks #905 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Firstsun Capital Bancorp in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.40. Firstsun Capital Bancorp's value of 2.70% is 63.5% below this benchmark. Historically, Firstsun Capital Bancorp's own 3-Year EPS without NRI Growth Rate has ranged from 2.70 to 57.90 over the past decade. While the company's 10-year median is 12.60 vs. the industry median of 7.40, Firstsun Capital Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.40, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstsun Capital Bancorp's current 3-Year EPS without NRI Growth Rate of 2.70% is 63.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Firstsun Capital Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstsun Capital Bancorp's current 3-Year EPS without NRI Growth Rate is 2.70%, which is 79% below median its own 10-year median of 12.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Fairly Valued. The stock's GF Value™ is $38.49, compared to a current price of $40.79 — trading 6% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 2.70%, which is 79% below median its 10-year median of 12.60 and 63.5% below the Banks industry median of 7.40. Firstsun Capital Bancorp's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current 3-Year EPS without NRI Growth Rate is 2.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?
Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be overvalued.
The current stock price of $40.79 is trading 6% above its estimated GF Value™ of $38.49.
GuruFocus considers Firstsun Capital Bancorp to be Fairly Valued.
Key valuation signals for FSUN:
3-Year EPS without NRI Growth Rate: 2.70% (79% below median its 10-year median of 12.60)
GF Value™: $38.49 vs. price of $40.79 (6% above fair value)
Industry Position: 63.5% below the Banks median (#905 of 1409)
No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
68GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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