FSUN (Firstsun Capital Bancorp) Net Debt Paydown Yield % : 0.60% (As of Jun. 30, 2026)


FSUN Firstsun Capital Bancorp FSUN
65 GF Score
Price $38.78
GF Value $45.20
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Firstsun Capital Bancorp Net Debt Paydown Yield %?

Firstsun Capital Bancorp FSUN +1.33% 65 Net Debt Paydown Yield % is 0.60% as of Jun. 30, 2026. GuruFocus rates FSUN with a GF Score™ of 65/100 and a GF Value™ of $45.20 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,419 Banks companies, Firstsun Capital Bancorp ranks better than 62.44% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Firstsun Capital Bancorp's Net Debt Paydown Yield % was 0.60%.


Firstsun Capital Bancorp  (NAS:FSUN) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Firstsun Capital Bancorp Net Debt Paydown Yield % Related Terms


Firstsun Capital Bancorp Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Firstsun Capital Bancorp's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstsun Capital Bancorp Net Debt Paydown Yield % Chart

Firstsun Capital Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial 0.00 -19.98 -1.59 13.19 4.24

Firstsun Capital Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.67 22.34 12.36 4.24 1.07

FSUN vs DCOM, GABC, STBA: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Firstsun Capital Bancorp's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firstsun Capital Bancorp Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Firstsun Capital Bancorp's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Firstsun Capital Bancorp's Net Debt Paydown Yield % falls into.


FSUN
65GF Score
Firstsun Capital Bancorp FSUN
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Firstsun Capital Bancorp Net Debt Paydown Yield % Calculation

Firstsun Capital Bancorp's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 81.87-70.92 )/1018.54656
=1.07 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.60% mean?
Firstsun Capital Bancorp (FSUN) has a Net Debt Paydown Yield % of 0.60% as of Jun. 30, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Firstsun Capital Bancorp and its competitors. According to the industry distribution chart, Firstsun Capital Bancorp ranks #533 out of 1419 companies in the Banks industry, placing it in the top 37.6%.
Is Firstsun Capital Bancorp's Net Debt Paydown Yield % too high?
Firstsun Capital Bancorp's current Net Debt Paydown Yield % is 0.60%. Based on the distribution chart, Firstsun Capital Bancorp ranks #533 out of 1419 companies in the Banks industry, which is above the industry midpoint. Overall, Firstsun Capital Bancorp has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's Net Debt Paydown Yield % compare to DCOM and GABC?
According to the Banks industry distribution chart, Firstsun Capital Bancorp ranks #533 out of 1419 companies for Net Debt Paydown Yield %. This puts Firstsun Capital Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Firstsun Capital Bancorp and its competitors. Firstsun Capital Bancorp's current Net Debt Paydown Yield % is 0.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Modestly Undervalued. The stock's GF Value™ is $45.20, compared to a current price of $38.78 — trading 14.2% below its estimated fair value. The current Net Debt Paydown Yield % is 0.60%. Firstsun Capital Bancorp's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current Net Debt Paydown Yield % is 0.60% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?

Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be undervalued. The current stock price of $38.78 is trading 14.2% below its estimated GF Value™ of $45.20. GuruFocus considers Firstsun Capital Bancorp to be Modestly Undervalued.

Key valuation signals for FSUN:

  • Net Debt Paydown Yield %: 0.60%
  • GF Value™: $45.20 vs. price of $38.78 (14.2% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firstsun Capital Bancorp Business Description

Address 1400 16th Street, Suite 250, Denver, CO, USA, 80202
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
65GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.78
Price
$45.20
GF Value