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Firstsun Capital BancorpFSUN -1.32%62 3-Year Book Growth Rate is 10.00% as of Jun. 2026, which is 53% below its 10-year median of 21.30. GuruFocus rates FSUN with a GF Score™ of 62/100 and a GF Value™ of $38.44 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,497 Banks companies, Firstsun Capital Bancorp ranks better than 57.52% on this metric.
During the past 12 months, Firstsun Capital Bancorp's average Book Value per Share Growth Rate was -5.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 10.00% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 17.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 7 years, the highest 3-Year average Book Value per Share Growth Rate of Firstsun Capital Bancorp was 21.60% per year. The lowest was 10.00% per year. And the median was 21.30% per year.
Firstsun Capital Bancorp (NAS:FSUN) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Firstsun Capital Bancorp 3-Year Book Growth Rate Related Terms
FSUN vs CNOB, QCRH, OBK: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Firstsun Capital Bancorp's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstsun Capital Bancorp 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Firstsun Capital Bancorp's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Firstsun Capital Bancorp's 3-Year Book Growth Rate falls into.
Firstsun Capital Bancorp 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 10.00% mean?
Firstsun Capital Bancorp (FSUN) has a 3-Year Book Growth Rate of 10.00% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Firstsun Capital Bancorp and its competitors. This is 53% below median its historical median of 21.30. Over the past decade, Firstsun Capital Bancorp's 3-Year Book Growth Rate has ranged from 10.00 to 21.60. According to the industry distribution chart, Firstsun Capital Bancorp ranks #636 out of 1497 companies in the Banks industry, placing it in the top 42.5%.
Is Firstsun Capital Bancorp's 3-Year Book Growth Rate too high?
Firstsun Capital Bancorp's current 3-Year Book Growth Rate of 10.00% is 53% below median its 10-year median of 21.30. Over the past 10 years, this metric has ranged from a low of 10.00 to a high of 21.60. The Banks industry median 3-Year Book Growth Rate is 8.80. Firstsun Capital Bancorp's value of 10.00% is 13.6% above this industry median. Based on the distribution chart, Firstsun Capital Bancorp ranks #636 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, Firstsun Capital Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's 3-Year Book Growth Rate compare to CNOB and QCRH?
According to the Banks industry distribution chart, Firstsun Capital Bancorp ranks #636 out of 1497 companies for 3-Year Book Growth Rate. This puts Firstsun Capital Bancorp in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Firstsun Capital Bancorp's value of 10.00% is 13.6% above this benchmark. Historically, Firstsun Capital Bancorp's own 3-Year Book Growth Rate has ranged from 10.00 to 21.60 over the past decade. While the company's 10-year median is 21.30 vs. the industry median of 8.80, Firstsun Capital Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstsun Capital Bancorp's current 3-Year Book Growth Rate of 10.00% is 13.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Firstsun Capital Bancorp and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstsun Capital Bancorp's current 3-Year Book Growth Rate is 10.00%, which is 53% below median its own 10-year median of 21.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Fairly Valued. The stock's GF Value™ is $38.44, compared to a current price of $40.44 — trading 5.2% above its estimated fair value. The current 3-Year Book Growth Rate is 10.00%, which is 53% below median its 10-year median of 21.30 and 13.6% above the Banks industry median of 8.80. Firstsun Capital Bancorp's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current 3-Year Book Growth Rate is 10.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?
Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be overvalued.
The current stock price of $40.44 is trading 5.2% above its estimated GF Value™ of $38.44.
GuruFocus considers Firstsun Capital Bancorp to be Fairly Valued.
Key valuation signals for FSUN:
3-Year Book Growth Rate: 10.00% (53% below median its 10-year median of 21.30)
GF Value™: $38.44 vs. price of $40.44 (5.2% above fair value)
Industry Position: 13.6% above the Banks median (#636 of 1497)
No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
62GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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