FSUN (Firstsun Capital Bancorp) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)

What is Firstsun Capital Bancorp LT-Debt-to-Total-Asset?

Firstsun Capital Bancorp FSUN -0.59% 65 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates FSUN with a GF Score™ of 65/100 and a GF Value™ of $45.20 (Modestly Undervalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Firstsun Capital Bancorp's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

Firstsun Capital Bancorp's long-term debt to total assets ratio declined from Mar. 2025 (0.01) to Mar. 2026 (0.01). It may suggest that Firstsun Capital Bancorp is progressively becoming less dependent on debt to grow their business.

Firstsun Capital Bancorp (NAS:FSUN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Firstsun Capital Bancorp LT-Debt-to-Total-Asset Related Terms

Firstsun Capital Bancorp LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Firstsun Capital Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstsun Capital Bancorp LT-Debt-to-Total-Asset Chart

Firstsun Capital Bancorp Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.01

0.02

0.01

Firstsun Capital Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.01	0.01	0.01	0.01

65GF Score

Firstsun Capital Bancorp FSUN

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Firstsun Capital Bancorp LT-Debt-to-Total-Asset Calculation

Firstsun Capital Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	65.729	/	8485.162
	=	0.01

Firstsun Capital Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	65.732	/	8565.123
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.01 mean?

Firstsun Capital Bancorp (FSUN) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Firstsun Capital Bancorp and its competitors.

Is Firstsun Capital Bancorp's LT-Debt-to-Total-Asset too high?

Firstsun Capital Bancorp's current LT-Debt-to-Total-Asset is 0.01. Overall, Firstsun Capital Bancorp has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Firstsun Capital Bancorp's LT-Debt-to-Total-Asset compare to DCOM and GABC?

Firstsun Capital Bancorp's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Firstsun Capital Bancorp and its competitors. Firstsun Capital Bancorp's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Firstsun Capital Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Modestly Undervalued. The stock's GF Value™ is $45.20, compared to a current price of $37.64 — trading 16.7% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Firstsun Capital Bancorp's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?

Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be undervalued. The current stock price of $37.64 is trading 16.7% below its estimated GF Value™ of $45.20. GuruFocus considers Firstsun Capital Bancorp to be Modestly Undervalued.

Key valuation signals for FSUN:

LT-Debt-to-Total-Asset: 0.01
GF Value™: $45.20 vs. price of $37.64 (16.7% below fair value)
GF Score™: 65/100 with 1 warning sign

No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Firstsun Capital Bancorp Business Description

Industry Financial Services Banks

Comparable Companies DCOM GABC STBA TCBK TFIN HOPE RBCAA CASH CHCO BFC SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 1400 16th Street, Suite 250, Denver, CO, USA, 80202

Website https://ir.firstsuncb.com

Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.

65GF Score

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$37.64

Price

$45.20

GF Value

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