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Firstsun Capital BancorpFSUN -0.93%63 Equity-to-Asset is 0.14 as of Mar. 2026, which is 27% above its 10-year median of 0.11. GuruFocus rates FSUN with a GF Score™ of 63/100 and a GF Value™ of $47.12 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,524 Banks companies, Firstsun Capital Bancorp ranks better than 83.46% on this metric.
The historical rank and industry rank for Firstsun Capital Bancorp's Equity-to-Asset or its related term are showing as below:
FSUN'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.11 Max: 0.14
Current: 0.14
During the past 7 years, the highest Equity to Asset Ratio of Firstsun Capital Bancorp was 0.14. The lowest was 0.09. And the median was 0.11.
FSUN's Equity-to-Asset is ranked better than 83.46% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs FSUN: 0.14
Firstsun Capital Bancorp (NAS:FSUN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Firstsun Capital Bancorp Equity-to-Asset Related Terms
Firstsun Capital Bancorp Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSUN vs DCOM, GABC, STBA: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Firstsun Capital Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstsun Capital Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Firstsun Capital Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Firstsun Capital Bancorp's Equity-to-Asset falls into.
Firstsun Capital Bancorp Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Firstsun Capital Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstsun Capital Bancorp (FSUN) has a Equity-to-Asset of 0.14 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Firstsun Capital Bancorp and its competitors. This is 27% above median its historical median of 0.11. Over the past decade, Firstsun Capital Bancorp's Equity-to-Asset has ranged from 0.09 to 0.14. According to the industry distribution chart, Firstsun Capital Bancorp ranks #252 out of 1524 companies in the Banks industry, placing it in the top 16.5%.
Is Firstsun Capital Bancorp's Equity-to-Asset too high?
Firstsun Capital Bancorp's current Equity-to-Asset of 0.14 is 27% above median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Firstsun Capital Bancorp's value of 0.14 is 40% above this industry median. Based on the distribution chart, Firstsun Capital Bancorp ranks #252 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Firstsun Capital Bancorp has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's Equity-to-Asset compare to DCOM and GABC?
According to the Banks industry distribution chart, Firstsun Capital Bancorp ranks #252 out of 1524 companies for Equity-to-Asset. This places Firstsun Capital Bancorp in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Firstsun Capital Bancorp's value of 0.14 is 40% above this benchmark. Historically, Firstsun Capital Bancorp's own Equity-to-Asset has ranged from 0.09 to 0.14 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Firstsun Capital Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstsun Capital Bancorp's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Firstsun Capital Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstsun Capital Bancorp's current Equity-to-Asset is 0.14, which is 27% above median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Modestly Undervalued. The stock's GF Value™ is $47.12, compared to a current price of $35.07 — trading 25.6% below its estimated fair value. The current Equity-to-Asset is 0.14, which is 27% above median its 10-year median of 0.11 and 40% above the Banks industry median of 0.10. Firstsun Capital Bancorp's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current Equity-to-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?
Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be undervalued.
The current stock price of $35.07 is trading 25.6% below its estimated GF Value™ of $47.12.
GuruFocus considers Firstsun Capital Bancorp to be Modestly Undervalued.
Key valuation signals for FSUN:
Equity-to-Asset: 0.14 (27% above median its 10-year median of 0.11)
GF Value™: $47.12 vs. price of $35.07 (25.6% below fair value)
Industry Position: 40% above the Banks median (#252 of 1524)
No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
63GF Score
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Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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