Firstsun Capital BancorpFSUN -2.18%63 Peter Lynch Fair Value is $60.34 as of Jul. 03, 2026, which is 9632% above its 10-year median of 0.62. GuruFocus rates FSUN with a GF Score™ of 63/100 and a GF Value™ of $45.78 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 871 Banks companies, Firstsun Capital Bancorp ranks better than 76.58% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Firstsun Capital Bancorp's PEG is 1. Firstsun Capital Bancorp's 5-Year TTM Book Value Growth Rate is 17.39.
Firstsun Capital Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $3.47. Therefore, the Peter Lynch Fair Value for today is $60.34.
The historical rank and industry rank for Firstsun Capital Bancorp's Peter Lynch Fair Value or its related term are showing as below:
FSUN'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.62 Med: 0.62 Max: 0.65
Current: 0.65
During the past 7 years, the highest Price to Peter Lynch Fair Value Ratio of Firstsun Capital Bancorp was 0.65. The lowest was 0.62. And the median was 0.62.
FSUN's Price-to-Peter-Lynch-Fair-Value is ranked better than 76.58% of 871
companies
in the Banks industry
Industry Median: 1.11
vs FSUN: 0.65
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Firstsun Capital Bancorp (NAS:FSUN) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 17.39 instead of 15 in this case.
Firstsun Capital Bancorp's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
38.98
/
60.34
=
0.65
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstsun Capital Bancorp Peter Lynch Fair Value Related Terms
Firstsun Capital Bancorp Peter Lynch Fair Value Historical Data
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The historical data trend for Firstsun Capital Bancorp's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstsun Capital Bancorp Peter Lynch Fair Value Chart
FSUN vs DCOM, GABC, STBA: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, Firstsun Capital Bancorp's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstsun Capital Bancorp Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Firstsun Capital Bancorp's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Firstsun Capital Bancorp's Price-to-Peter-Lynch-Fair-Value falls into.
Firstsun Capital Bancorp's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $3.47.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $60.34 mean?
Firstsun Capital Bancorp (FSUN) has a Peter Lynch Fair Value of $60.34 as of Jul. 03, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Firstsun Capital Bancorp and its competitors. This is 9632% above median its historical median of 0.62. Over the past decade, Firstsun Capital Bancorp's Peter Lynch Fair Value has ranged from 0.62 to 0.65. According to the industry distribution chart, Firstsun Capital Bancorp ranks #204 out of 871 companies in the Banks industry, placing it in the top 23.4%.
Is Firstsun Capital Bancorp's Peter Lynch Fair Value too high?
Firstsun Capital Bancorp's current Peter Lynch Fair Value of $60.34 is 9632% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 0.65. The Banks industry median Peter Lynch Fair Value is 1.11. Firstsun Capital Bancorp's value of $60.34 is 5336% above this industry median. Based on the distribution chart, Firstsun Capital Bancorp ranks #204 out of 871 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Firstsun Capital Bancorp has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's Peter Lynch Fair Value compare to DCOM and GABC?
According to the Banks industry distribution chart, Firstsun Capital Bancorp ranks #204 out of 871 companies for Peter Lynch Fair Value. This places Firstsun Capital Bancorp in the top 23% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.11. Firstsun Capital Bancorp's value of $60.34 is 5336% above this benchmark. Historically, Firstsun Capital Bancorp's own Peter Lynch Fair Value has ranged from 0.62 to 0.65 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 1.11, Firstsun Capital Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.11, based on 871 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstsun Capital Bancorp's current Peter Lynch Fair Value of $60.34 is 5336% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Firstsun Capital Bancorp and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstsun Capital Bancorp's current Peter Lynch Fair Value is $60.34, which is 9632% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Modestly Undervalued. The stock's GF Value™ is $45.78, compared to a current price of $38.98 — trading 14.9% below its estimated fair value. The current Peter Lynch Fair Value is $60.34, which is 9632% above median its 10-year median of 0.62 and 5336% above the Banks industry median of 1.11. Firstsun Capital Bancorp's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current Peter Lynch Fair Value is $60.34 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?
Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be undervalued.
The current stock price of $38.98 is trading 14.9% below its estimated GF Value™ of $45.78.
GuruFocus considers Firstsun Capital Bancorp to be Modestly Undervalued.
Key valuation signals for FSUN:
Peter Lynch Fair Value: $60.34 (9632% above median its 10-year median of 0.62)
GF Value™: $45.78 vs. price of $38.98 (14.9% below fair value)
Industry Position: 5336% above the Banks median (#204 of 871)
No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
63GF Score
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