FSUN (Firstsun Capital Bancorp) FCF Yield %: 3.73 (As of Jun. 25, 2026) — 64% Below Median


FSUN Firstsun Capital Bancorp FSUN
65 GF Score
Price $37.55
GF Value $45.11
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Firstsun Capital Bancorp FCF Yield %?

Firstsun Capital Bancorp FSUN -0.77% 65 FCF Yield % is 3.73 as of Jun. 25, 2026, which is 64% below its 10-year median of 10.29. GuruFocus rates FSUN with a GF Score™ of 65/100 and a GF Value™ of $45.11 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,504 Banks companies, Firstsun Capital Bancorp ranks worse than 65.96% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Firstsun Capital Bancorp's Trailing 12-Month Free Cash Flow is $65.5 Mil, and Market Cap is $1,755.0 Mil. Therefore, Firstsun Capital Bancorp's FCF Yield % for today is 3.73%.

The historical rank and industry rank for Firstsun Capital Bancorp's FCF Yield % or its related term are showing as below:

FSUN' s FCF Yield % Range Over the Past 10 Years
Min: 3.68   Med: 10.29   Max: 20.11
Current: 3.73


During the past 7 years, the highest FCF Yield % of Firstsun Capital Bancorp was 20.11%. The lowest was 3.68%. And the median was 10.29%.

FSUN's FCF Yield % is ranked worse than
65.96% of 1504 companies
in the Banks industry
Industry Median: 8.24 vs FSUN: 3.73

Firstsun Capital Bancorp's FCF Margin % for the quarter that ended in Mar. 2026 was -12.84%.


Firstsun Capital Bancorp FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Firstsun Capital Bancorp FCF Yield % Related Terms


Firstsun Capital Bancorp FCF Yield % Historical Data

* Premium members only.

The historical data trend for Firstsun Capital Bancorp's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstsun Capital Bancorp FCF Yield % Chart

Firstsun Capital Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 0.00 10.43 14.25 8.62 9.91

Firstsun Capital Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.71 5.38 17.63 7.24 -5.55

FSUN vs DCOM, GABC, STBA: FCF Yield % Comparison

For the Banks - Regional subindustry, Firstsun Capital Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firstsun Capital Bancorp FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Firstsun Capital Bancorp's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Firstsun Capital Bancorp's FCF Yield % falls into.


FSUN
65GF Score
Firstsun Capital Bancorp FSUN
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Firstsun Capital Bancorp FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Firstsun Capital Bancorp's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=103.974 / 1049.527245
=9.91%

Firstsun Capital Bancorp's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-14.121 * 4 / 1018.54656
=-5.55%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.73 mean?
Firstsun Capital Bancorp (FSUN) has a FCF Yield % of 3.73 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Firstsun Capital Bancorp and its competitors. This is 64% below median its historical median of 10.29. Over the past decade, Firstsun Capital Bancorp's FCF Yield % has ranged from 3.68 to 20.11. According to the industry distribution chart, Firstsun Capital Bancorp ranks #992 out of 1504 companies in the Banks industry, placing it in the top 66%.
Is Firstsun Capital Bancorp's FCF Yield % too high?
Firstsun Capital Bancorp's current FCF Yield % of 3.73 is 64% below median its 10-year median of 10.29. Over the past 10 years, this metric has ranged from a low of 3.68 to a high of 20.11. The Banks industry median FCF Yield % is 8.24. Firstsun Capital Bancorp's value of 3.73 is 54.7% below this industry median. Based on the distribution chart, Firstsun Capital Bancorp ranks #992 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Firstsun Capital Bancorp has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's FCF Yield % compare to DCOM and GABC?
According to the Banks industry distribution chart, Firstsun Capital Bancorp ranks #992 out of 1504 companies for FCF Yield %. This places Firstsun Capital Bancorp in the lower half of its industry. The industry median FCF Yield % is 8.24. Firstsun Capital Bancorp's value of 3.73 is 54.7% below this benchmark. Historically, Firstsun Capital Bancorp's own FCF Yield % has ranged from 3.68 to 20.11 over the past decade. While the company's 10-year median is 10.29 vs. the industry median of 8.24, Firstsun Capital Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstsun Capital Bancorp's current FCF Yield % of 3.73 is 54.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Firstsun Capital Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstsun Capital Bancorp's current FCF Yield % is 3.73, which is 64% below median its own 10-year median of 10.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Modestly Undervalued. The stock's GF Value™ is $45.11, compared to a current price of $37.55 — trading 16.8% below its estimated fair value. The current FCF Yield % is 3.73, which is 64% below median its 10-year median of 10.29 and 54.7% below the Banks industry median of 8.24. Firstsun Capital Bancorp's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current FCF Yield % is 3.73 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?

Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be undervalued. The current stock price of $37.55 is trading 16.8% below its estimated GF Value™ of $45.11. GuruFocus considers Firstsun Capital Bancorp to be Modestly Undervalued.

Key valuation signals for FSUN:

  • FCF Yield %: 3.73 (64% below median its 10-year median of 10.29)
  • GF Value™: $45.11 vs. price of $37.55 (16.8% below fair value)
  • GF Score™: 65/100 with 1 warning sign
  • Industry Position: 54.7% below the Banks median (#992 of 1504)

No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firstsun Capital Bancorp Business Description

Address 1400 16th Street, Suite 250, Denver, CO, USA, 80202
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
65GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.55
Price
$45.11
GF Value