Firstsun Capital BancorpFSUN -0.59%65 Pretax Margin % is 23.98% as of Mar. 2026, which is 5% above its 10-year median of 22.94. GuruFocus rates FSUN with a GF Score™ of 65/100 and a GF Value™ of $45.11 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,526 Banks companies, Firstsun Capital Bancorp ranks worse than 67.69% on this metric.
The historical rank and industry rank for Firstsun Capital Bancorp's Pretax Margin % or its related term are showing as below:
FSUN'
s Pretax Margin % Range Over the Past 10 Years
Min: 11.07 Med: 22.94 Max: 36.03
Current: 28.28
FSUN's Pretax Margin % is ranked worse than 67.69% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs FSUN: 28.28
Firstsun Capital Bancorp (NAS:FSUN) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Firstsun Capital Bancorp Pretax Margin % Related Terms
Firstsun Capital Bancorp Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FSUN vs DCOM, GABC, STBA: Pretax Margin % Comparison
For the Banks - Regional subindustry, Firstsun Capital Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstsun Capital Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Firstsun Capital Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Firstsun Capital Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstsun Capital Bancorp (FSUN) has a Pretax Margin % of 23.98% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Firstsun Capital Bancorp and its competitors. This is near median its historical median of 22.94. Over the past decade, Firstsun Capital Bancorp's Pretax Margin % has ranged from 11.07 to 36.03. According to the industry distribution chart, Firstsun Capital Bancorp ranks #1033 out of 1526 companies in the Banks industry, placing it in the top 67.7%.
Is Firstsun Capital Bancorp's Pretax Margin % too high?
Firstsun Capital Bancorp's current Pretax Margin % of 23.98% is near median its 10-year median of 22.94. Over the past 10 years, this metric has ranged from a low of 11.07 to a high of 36.03. The Banks industry median Pretax Margin % is 34.89. Firstsun Capital Bancorp's value of 23.98% is 31.3% below this industry median. Based on the distribution chart, Firstsun Capital Bancorp ranks #1033 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Firstsun Capital Bancorp has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's Pretax Margin % compare to DCOM and GABC?
According to the Banks industry distribution chart, Firstsun Capital Bancorp ranks #1033 out of 1526 companies for Pretax Margin %. This places Firstsun Capital Bancorp in the lower half of its industry. The industry median Pretax Margin % is 34.89. Firstsun Capital Bancorp's value of 23.98% is 31.3% below this benchmark. Historically, Firstsun Capital Bancorp's own Pretax Margin % has ranged from 11.07 to 36.03 over the past decade. While the company's 10-year median is 22.94 vs. the industry median of 34.89, Firstsun Capital Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstsun Capital Bancorp's current Pretax Margin % of 23.98% is 31.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Firstsun Capital Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstsun Capital Bancorp's current Pretax Margin % is 23.98%, which is near median its own 10-year median of 22.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Modestly Undervalued. The stock's GF Value™ is $45.11, compared to a current price of $37.62 — trading 16.6% below its estimated fair value. The current Pretax Margin % is 23.98%, which is near median its 10-year median of 22.94 and 31.3% below the Banks industry median of 34.89. Firstsun Capital Bancorp's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current Pretax Margin % is 23.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?
Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be undervalued.
The current stock price of $37.62 is trading 16.6% below its estimated GF Value™ of $45.11.
GuruFocus considers Firstsun Capital Bancorp to be Modestly Undervalued.
Key valuation signals for FSUN:
Pretax Margin %: 23.98% (near median its 10-year median of 22.94)
GF Value™: $45.11 vs. price of $37.62 (16.6% below fair value)
Industry Position: 31.3% below the Banks median (#1033 of 1526)
No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
65GF Score
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