FSUN (Firstsun Capital Bancorp) Scaled Net Operating Assets: 0.10 (As of Mar. 2026)


FSUN Firstsun Capital Bancorp FSUN
65 GF Score
Price $37.62
GF Value $45.11
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Firstsun Capital Bancorp Scaled Net Operating Assets?

Firstsun Capital Bancorp FSUN -0.59% 65 Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus rates FSUN with a GF Score™ of 65/100 and a GF Value™ of $45.11 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Firstsun Capital Bancorp's operating assets for the quarter that ended in Mar. 2026 was $8,151.1 Mil. Firstsun Capital Bancorp's operating liabilities for the quarter that ended in Mar. 2026 was $7,323.9 Mil. Firstsun Capital Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $8,485.2 Mil. Therefore, Firstsun Capital Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.10.

FSUN
65GF Score
Firstsun Capital Bancorp FSUN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Firstsun Capital Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Firstsun Capital Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(7832.57-7266.077)/8097.387
=0.07

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8485.162 - 652.592
=7832.57

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7331.806 - 65.729 - 0
=7266.077

Firstsun Capital Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(8151.146-7323.884)/8485.162
=0.10

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8565.123 - 413.977
=8151.146

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7389.616 - 65.732 - 0
=7323.884

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.10 mean?
Firstsun Capital Bancorp (FSUN) has a Scaled Net Operating Assets of 0.10 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Firstsun Capital Bancorp and its competitors.
Is Firstsun Capital Bancorp's Scaled Net Operating Assets too high?
Firstsun Capital Bancorp's current Scaled Net Operating Assets is 0.10. Overall, Firstsun Capital Bancorp has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstsun Capital Bancorp's Scaled Net Operating Assets compare to DCOM and GABC?
Firstsun Capital Bancorp's Scaled Net Operating Assets of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Firstsun Capital Bancorp and its competitors. Firstsun Capital Bancorp's current Scaled Net Operating Assets is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstsun Capital Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Firstsun Capital Bancorp (FSUN) is currently considered Modestly Undervalued. The stock's GF Value™ is $45.11, compared to a current price of $37.62 — trading 16.6% below its estimated fair value. The current Scaled Net Operating Assets is 0.10. Firstsun Capital Bancorp's overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Firstsun Capital Bancorp (FSUN), the current Scaled Net Operating Assets is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstsun Capital Bancorp (FSUN) Overvalued in 2026?

Based on GuruFocus' analysis, Firstsun Capital Bancorp stock appears to be undervalued. The current stock price of $37.62 is trading 16.6% below its estimated GF Value™ of $45.11. GuruFocus considers Firstsun Capital Bancorp to be Modestly Undervalued.

Key valuation signals for FSUN:

  • Scaled Net Operating Assets: 0.10
  • GF Value™: $45.11 vs. price of $37.62 (16.6% below fair value)
  • GF Score™: 65/100 with 1 warning sign

No single metric tells the full story. See the FSUN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Firstsun Capital Bancorp Business Description

Address 1400 16th Street, Suite 250, Denver, CO, USA, 80202
Firstsun Capital Bancorp is the financial holding company. It provides a full range of deposit, lending, treasury management, wealth management, and online banking products and services. The company operates in two segments; Banking operations and mortgage operations, the majority of which are generated by the banking operations segment. The Banking segment originates loans and provides deposits and fee based services to consumer, business, and mortgage lending customers. Products offered include a full range of commercial and consumer banking and financial services. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans.
65GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.62
Price
$45.11
GF Value