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Japan Post Bank CoJPPTY +0.43%52 3-Year EPS without NRI Growth Rate is 19.10% as of Jun. 2026, which is 218% above its 10-year median of 6.00. GuruFocus rates JPPTY with a GF Score™ of 52/100 and a GF Value™ of $11.46 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,401 Banks companies, Japan Post Bank Co ranks better than 74.59% on this metric.
During the past 12 months, Japan Post Bank Co's average EPS without NRI Growth Rate was 28.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 19.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 12.50% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 4.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Japan Post Bank Co was 19.10% per year. The lowest was -7.30% per year. And the median was 6.00% per year.
Japan Post Bank Co (OTCPK:JPPTY) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Japan Post Bank Co 3-Year EPS without NRI Growth Rate Related Terms
Japan Post Bank Co 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Japan Post Bank Co's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Post Bank Co 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Japan Post Bank Co's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Japan Post Bank Co's 3-Year EPS without NRI Growth Rate falls into.
Japan Post Bank Co 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 19.10% mean?
Japan Post Bank Co (JPPTY) has a 3-Year EPS without NRI Growth Rate of 19.10% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Japan Post Bank Co and its competitors. This is 218% above median its historical median of 6.00. According to the industry distribution chart, Japan Post Bank Co ranks #356 out of 1401 companies in the Banks industry, placing it in the top 25.4%.
Is Japan Post Bank Co's 3-Year EPS without NRI Growth Rate too high?
Japan Post Bank Co's current 3-Year EPS without NRI Growth Rate of 19.10% is 218% above median its 10-year median of 6.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Japan Post Bank Co's value of 19.10% is 151.3% above this industry median. Based on the distribution chart, Japan Post Bank Co ranks #356 out of 1401 companies in the Banks industry, which is above the industry midpoint. Overall, Japan Post Bank Co has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Japan Post Bank Co ranks #356 out of 1401 companies for 3-Year EPS without NRI Growth Rate. This puts Japan Post Bank Co in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Japan Post Bank Co's value of 19.10% is 151.3% above this benchmark. While the company's 10-year median is 6.00 vs. the industry median of 7.60, Japan Post Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,401 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Bank Co's current 3-Year EPS without NRI Growth Rate of 19.10% is 151.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Japan Post Bank Co and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Bank Co's current 3-Year EPS without NRI Growth Rate is 19.10%, which is 218% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $11.46, compared to a current price of $20.90 — trading 82.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 19.10%, which is 218% above median its 10-year median of 6.00 and 151.3% above the Banks industry median of 7.60. Japan Post Bank Co's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current 3-Year EPS without NRI Growth Rate is 19.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Post Bank Co (JPPTY) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued.
The current stock price of $20.90 is trading 82.4% above its estimated GF Value™ of $11.46.
GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.
Key valuation signals for JPPTY:
3-Year EPS without NRI Growth Rate: 19.10% (218% above median its 10-year median of 6.00)
GF Value™: $11.46 vs. price of $20.90 (82.4% above fair value)
Industry Position: 151.3% above the Banks median (#356 of 1401)
No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
52GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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