JPPTY (Japan Post Bank Co) GF Score: 50/100 (As of Jun. 29, 2026) — Near Median


JPPTY Japan Post Bank Co Ltd JPPTY
50 GF Score
Price $18.96
GF Value $9.67
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Japan Post Bank Co GF Score?

Japan Post Bank Co JPPTY -1.05% 50 GF Score is 50 as of Jun. 29, 2026, which is 2% below its 10-year median of 51.00. GuruFocus rates JPPTY with a GF Score™ of 50/100 and a GF Value™ of $9.67 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Japan Post Bank Co has the GF Score of 50, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 5/10
3. Growth Rank : 6/10
4. GF Value Rank : 1/10
5. Momentum Rank : 1/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Japan Post Bank Co might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Japan Post Bank Co  (OTCPK:JPPTY) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Japan Post Bank Co GF Score Related Terms


Japan Post Bank Co GF Score Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Bank Co GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's GF Score distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's GF Score falls into.


JPPTY
50GF Score
Japan Post Bank Co Ltd JPPTY
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 50 mean?
Japan Post Bank Co (JPPTY) has a GF Score of 50 as of Jun. 29, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Japan Post Bank Co and its competitors. This is near median its historical median of 51.00. Over the past decade, Japan Post Bank Co's GF Score has ranged from 34.00 to 75.00.
Is Japan Post Bank Co's GF Score too high?
Japan Post Bank Co's current GF Score of 50 is near median its 10-year median of 51.00. Over the past 10 years, this metric has ranged from a low of 34.00 to a high of 75.00. Overall, Japan Post Bank Co has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's GF Score compare to competitors?
Japan Post Bank Co's GF Score of 50 can be compared against companies in the Banks industry. Historically, Japan Post Bank Co's own GF Score has ranged from 34.00 to 75.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Japan Post Bank Co and its competitors. Japan Post Bank Co's current GF Score is 50, which is near median its own 10-year median of 51.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.67, compared to a current price of $18.96 — trading 96.1% above its estimated fair value. The current GF Score is 50, which is near median its 10-year median of 51.00. Japan Post Bank Co's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current GF Score is 50 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued. The current stock price of $18.96 is trading 96.1% above its estimated GF Value™ of $9.67. GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.

Key valuation signals for JPPTY:

  • GF Score: 50 (near median its 10-year median of 51.00)
  • GF Value™: $9.67 vs. price of $18.96 (96.1% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
50GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.96
Price
$9.67
GF Value