JPPTY (Japan Post Bank Co) Growth Rank: 7 (As of Aug. 05, 2026) — 133% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JPPTY Japan Post Bank Co Ltd JPPTY
52 GF Score
Price $20.20
GF Value $10.18
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Japan Post Bank Co Growth Rank?

Japan Post Bank Co JPPTY +2.43% 52 Growth Rank is 7 as of Aug. 05, 2026, which is 133% above its 10-year median of 3.00. GuruFocus rates JPPTY with a GF Score™ of 52/100 and a GF Value™ of $10.18 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Japan Post Bank Co has the Growth Rank of 7.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Japan Post Bank Co Growth Rank Related Terms

Japan Post Bank Co Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Japan Post Bank Co Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's Growth Rank distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's Growth Rank falls into.


JPPTY
52GF Score
Japan Post Bank Co Ltd JPPTY
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 7 mean?
Japan Post Bank Co (JPPTY) has a Growth Rank of 7 as of Aug. 05, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Japan Post Bank Co and its competitors. This is 133% above median its historical median of 3.00. Over the past decade, Japan Post Bank Co's Growth Rank has ranged from 1.00 to 8.00.
Is Japan Post Bank Co's Growth Rank too high?
Japan Post Bank Co's current Growth Rank of 7 is 133% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Japan Post Bank Co has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's Growth Rank compare to competitors?
Japan Post Bank Co's Growth Rank of 7 can be compared against companies in the Banks industry. Historically, Japan Post Bank Co's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Japan Post Bank Co and its competitors. Japan Post Bank Co's current Growth Rank is 7, which is 133% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.18, compared to a current price of $20.20 — trading 98.4% above its estimated fair value. The current Growth Rank is 7, which is 133% above median its 10-year median of 3.00. Japan Post Bank Co's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current Growth Rank is 7 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued. The current stock price of $20.20 is trading 98.4% above its estimated GF Value™ of $10.18. GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.

Key valuation signals for JPPTY:

  • Growth Rank: 7 (133% above median its 10-year median of 3.00)
  • GF Value™: $10.18 vs. price of $20.20 (98.4% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
52GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.20
Price
$10.18
GF Value