JPPTY (Japan Post Bank Co) 3-1 Month Momentum %: 14.11% (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JPPTY Japan Post Bank Co Ltd JPPTY
52 GF Score
Price $19.60
GF Value $10.19
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Japan Post Bank Co 3-1 Month Momentum %?

Japan Post Bank Co JPPTY +0.10% 52 3-1 Month Momentum % is 14.11% as of Jul. 30, 2026. GuruFocus rates JPPTY with a GF Score™ of 52/100 and a GF Value™ of $10.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,578 Banks companies, Japan Post Bank Co ranks better than 88.02% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-30), Japan Post Bank Co's 3-1 Month Momentum % is 14.11%.

The industry rank for Japan Post Bank Co's 3-1 Month Momentum % or its related term are showing as below:

JPPTY's 3-1 Month Momentum % is ranked better than
88.02% of 1578 companies
in the Banks industry
Industry Median: 2.635 vs JPPTY: 14.11

Japan Post Bank Co  (OTCPK:JPPTY) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Japan Post Bank Co 3-1 Month Momentum % Related Terms


Japan Post Bank Co 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Japan Post Bank Co's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Bank Co 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Bank Co's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Japan Post Bank Co's 3-1 Month Momentum % falls into.


JPPTY
52GF Score
Japan Post Bank Co Ltd JPPTY
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Bank Co  (OTCPK:JPPTY) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 14.11% mean?
Japan Post Bank Co (JPPTY) has a 3-1 Month Momentum % of 14.11% as of Jul. 30, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Japan Post Bank Co and its competitors. According to the industry distribution chart, Japan Post Bank Co ranks #189 out of 1578 companies in the Banks industry, placing it in the top 12%.
Is Japan Post Bank Co's 3-1 Month Momentum % too high?
Japan Post Bank Co's current 3-1 Month Momentum % is 14.11%. The Banks industry median 3-1 Month Momentum % is 2.64. Japan Post Bank Co's value of 14.11% is 435.5% above this industry median. Based on the distribution chart, Japan Post Bank Co ranks #189 out of 1578 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Japan Post Bank Co has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Bank Co's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Japan Post Bank Co ranks #189 out of 1578 companies for 3-1 Month Momentum %. This places Japan Post Bank Co in the top 12% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.64. Japan Post Bank Co's value of 14.11% is 435.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.64, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Bank Co's current 3-1 Month Momentum % of 14.11% is 435.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Japan Post Bank Co and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Bank Co's current 3-1 Month Momentum % is 14.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Bank Co (JPPTY) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.19, compared to a current price of $19.60 — trading 92.3% above its estimated fair value. The current 3-1 Month Momentum % is 14.11% and 435.5% above the Banks industry median of 2.64. Japan Post Bank Co's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Japan Post Bank Co (JPPTY), the current 3-1 Month Momentum % is 14.11% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Bank Co (JPPTY) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Bank Co stock appears to be overvalued. The current stock price of $19.60 is trading 92.3% above its estimated GF Value™ of $10.19. GuruFocus considers Japan Post Bank Co to be Significantly Overvalued.

Key valuation signals for JPPTY:

  • 3-1 Month Momentum %: 14.11%
  • GF Value™: $10.19 vs. price of $19.60 (92.3% above fair value)
  • GF Score™: 52/100 with 5 warning signs
  • Industry Position: 435.5% above the Banks median (#189 of 1578)

No single metric tells the full story. See the JPPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Bank Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8793
Japan Post Bank Co Ltd is the successor of the postal-savings system dating to the Meiji era. It was partially privatized in 2015, when the government sold to the public an 11% stake in parent company Japan Post Holdings, which in turn sold 11% stakes in Japan Post Bank and Japan Post Insurance to the public. Japan Post Bank is now 64% owned by Japan Post Holdings, which is majority owned by the government. The law requires Japan Post Holdings to divest itself of Japan Post Bank eventually. Japan Post Bank has 235 direct branches and also accepts deposits and sells investment products at more than 24,000 post offices across the country through a sales-agency agreement with Japan Post (an unlisted subsidiary of Japan Post Holdings).
52GF Score

Get the complete analysis for JPPTY

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.60
Price
$10.19
GF Value